Los precios de la gasolina promediaron 2.634 por galón en el área del condado de Los Angeles-Riverside-Orange en agosto de 2017, informó hoy la Oficina de Estadísticas Laborales de Estados Unidos. El Comisionado Asistente para Operaciones Regionales, Richard Holden, señaló que los precios de la gasolina en el área eran 1.050 menos que el pasado mes de agosto cuando promediaron 3.684 por galón. Los hogares del área de Los Ángeles pagaron un promedio de 21.0 centavos por kilovatio hora (kWh) de electricidad en agosto de 2017, superior a los 20.5 centavos por kWh pagados en agosto de 2017. El costo promedio del gas de utilidad Más de los 1,275 por termostato pasado el año pasado. (Los datos de este comunicado no se ajustan estacionalmente en consecuencia, se utiliza el análisis durante todo el año). 160 A 2.634 galones, los consumidores del área de Los Ángeles pagaron un 18.8 por ciento más que el promedio nacional 2.218 en agosto de 2017. Un año antes, Los consumidores en el área de Los Ángeles pagaron 34.2 por ciento más que el promedio nacional por un galón de gasolina. El precio local de un galón de gasolina ha variado de 8.1 a 34.2 por ciento por encima de la media nacional en el mes de agosto durante los últimos cinco años. (Vea el gráfico 1). Los 21.0 centavos por kWh Los hogares de Los Ángeles pagados por electricidad en agosto de 2017 fueron 51.1 por ciento más que el promedio nacional de 13.9 céntimos por kWh. En agosto pasado, los costos de electricidad fueron 44,4 por ciento más elevados en Los Ángeles en comparación con la nación. En los últimos cinco años, los precios pagados por los consumidores del área de Los Ángeles por electricidad superaron el promedio de los Estados Unidos en un 44,4 por ciento o más en el mes de agosto. Los precios pagados por los consumidores del área de Los Ángeles por gas de servicio público, comúnmente denominado gas natural, fueron 1.381 por term, o 46.4 por ciento más que el promedio nacional de agosto de 2017 (0.943 por term.). Un año antes, los consumidores del área pagaron un 36,8 por ciento más por term para el gas natural en comparación con la nación. En el área de Los Ángeles durante los últimos cinco años, el costo por term para el gas natural en agosto ha variado entre 11.7 y 46.4 por ciento por encima del promedio de los Estados Unidos. El área metropolitana de Los Angeles-Riverside-Orange County, California, consiste en los condados de Los Ángeles, Orange, Riverside, San Bernardino y Ventura en California. Nota técnica Los precios medios se estiman a partir de los datos del Índice de Precios al Consumidor (IPC) de determinadas series de productos básicos para respaldar las necesidades analíticas y de investigación de los usuarios de datos del IPC. Los precios promedio de electricidad, gas de servicio público y gasolina se publican mensualmente para el promedio de la ciudad de los Estados Unidos, las 4 regiones, las 3 clases de tamaño de la población, 10 clasificaciones cruzadas de la región / tamaño y las 14 mayores áreas de índice local. En el caso de la electricidad, se publican los precios medios por kilovatio-hora (kWh). Para el gas utilitario (canalizado), se publican los precios medios por term. Para la gasolina, se publica el precio medio por galón. Se publican los precios promedio de los grados de gasolina comúnmente disponibles, así como el precio promedio en todos los grados. Todos los precios elegibles se convierten a un precio por cantidad normalizada. Estos precios se utilizan entonces para estimar un precio para una cantidad fija definida. El precio medio por kilovatio-hora representa la factura total dividida por el consumo de kilovatios-hora. La factura total es la suma de todos los artículos aplicables a todos los consumidores que aparecen en una factura de electricidad incluyendo, pero no limitado a, tarifas variables por kWh, costos fijos, impuestos, recargos y créditos. Este cálculo también se aplica al precio medio por term para el gas utilitario (canalizado). La información en este comunicado se pondrá a disposición de personas con discapacidad sensorial previa solicitud. Teléfono de voz: 202-691-5200 Servicio Federal de Relevo: 800-877-8339. Tabla 1. Precios promedio de la gasolina, la electricidad y el gas de tubería, Los Angeles-Riverside-Orange County y los Estados Unidos, agosto de 2017-agosto de 2017, no desestacionalizado Gasolina por galón Electricidad por kWh ¿Cuánto es un Electricity Bill Judy Hedding se convirtió en residente del área metropolitana de Phoenix en 1979. Desde su mudanza a Arizona, ella vivió en varias comunidades diferentes: Phoenix (dos barrios diferentes), Tempe, Mesa y Chandler (dos barrios diferentes). El Valle del Sol - el apodo por el cual el área del Gran Phoenix es ampliamente conocida - es enorme, y Judy ha visto esta ciudad occidental sin complicaciones transformarse en una de las áreas metropolitanas más grandes del país. Actualizado el 17 de mayo de 2017. Mi consumo de electricidad más alto es típicamente más de 300 en agosto, pero menos de 125 en mayo. No es raro que vivamos en el desierto. Con más de 5 meses de altas temperaturas. Algunas personas pensando en mudarse aquí podrían preocuparse por cuánto cuesta enfriar una casa típica. El problema es que no hay un hogar típico Nuestras casas son de diferentes tamaños, edades diferentes, hechas de diferentes materiales, algunos de nosotros tenemos mucha gente en el hogar, algunos de nosotros tenemos piscinas. Seguir leyendo A continuación le pedí a mis lectores que compartan lo que pagan por la electricidad. Yo les pedí que incluyeran: Cuadrado de la casa o del apartamento Piscina, spa u otro equipo importante usando electricidad Bloquear hogar o marco hogar Todo eléctrico o eléctrico / gas Cuántas personas viven en la casa Cliente SRP o APS (u otro) ¿Qué ciudad O ciudad Cantidad de factura de electricidad promedio mensual Cualquier otra información pertinente Aquí están las respuestas que recibí. Las presentaciones están cerradas, pero las incluyo en caso de que sean útiles o instructivas. No he editado las respuestas de ninguna manera, ni ha sido verificada ninguna de la información. 2300 St Ft Abovedado Techo Tenemos 13 SEER AC unidades (2) y pagamos 370 en julio. Ago pudimos conseguir en el plan eléctrico Easy-3, bajándolo 60 / mo. 2300 St Ft 2004 Hogar, cortinas del sol y protector solar. Invitado South Mountain Coolcat Bueno, yo tengo una casa de 3000 pies cuadrados de ladrillo en el lado este de Tucson tiene 2 cada 3 unidades de tonelada de 1 tonelada. Dado que la tecnología de HVAC aquí son ripoff artista uso ventana unidad separada para enfriar la casa a cerca de 74 incluso este agosto pagamos sólo 390 total fuera de línea de base de invierno es sólo 70 por lo que pagamos sólo 320 por todo el agradable aire fresco de 74 F. Continuar leyendo abajo Utilizamos 7 nits de ventana que son todos preenfriados a través de las almohadillas de refrigeración evaporativa y promedio de más de 16 a 17 SEER en las unidades wiindie. Google condensador enfriado por evaporación y PGampE verá lo bien que el preenfriamiento reducirá la energía que necesita la unidad de CA Guest Tomcat Eficiencia decreciente de unidades de A / C respecto a 34Por ninguna razón obvia, nuestro uso eléctrico en kilovatios hora ha aumentado significativamente en un tiempo similar En años anteriores.34 Creo que las unidades centrales de aire acondicionado se vuelven menos eficientes a medida que envejecen, por lo que requieren que funcionen más tiempo para proporcionar la misma eficiencia de enfriamiento. Sé que esto es cierto para el gas central de calefacción por aire forzado. Cuando se instala una nueva unidad, su rendimiento máximo / menor coste de electricidad se deteriora gradualmente a medida que envejece. Tal vez si alguno de los lectores son ingenieros de HVAC podrían pesar pulg Invitado TomT evitar AC tanto como sea posible pagado alrededor de 225 en agosto de 213. No utilizamos AC sobrecarga pero saltar en la piscina (18 pies Intex bebé piscina 8 pies de diámetro) y Caminar alrededor de la casa en trajes de baño, permanecer bien todo el verano. 135 para junio ACGuest pooldweller Los costos son variables En Tucson, gastamos menos que nuestros vecinos y amigos en la zona porque elegimos manejar nuestro uso eléctrico principalmente en refrigeración. No nos detenemos en la cocina, el lavado o el equipo de la computadora, apenas utilice ventiladores en vez del A / C 90 del tiempo. Nuestra última factura de mediados de mayo a mediados de junio fue 95. Anterior 3 meses fueron 78-88. Concedido que vivimos en un 2005 bien construido 1700 pies cuadrados sola historia 3 bdrm casa. Utilizamos ventiladores de techo y mantener el termostato entre 81-83 permitiendo temperaturas entre 81-85. Y venimos del Medio Oeste. También apagamos luces al salir de las habitaciones. Nuestro equipo de computación utiliza discos duros SSD. Abrazamos el calor y lo disfrutamos. TuacaTom demasiado Me estropeó con baja electricidad en el norte de California durante 9 meses fuera de la Pagar 300.00 al mes en Scottsdale parece como descarga de dinero, Ojalá no hubo un verano en Scottsdale. Una tan negativa, pero me encanta el desierto. Cuando la economía es mala, usted quiere repensar sus decisiones de mudarse a Scottsdale. Invitado glen APS I39m en Phoenix, en 1/2 de un bloque de duplex (no es un dúplex legal, pero tiene su propio servicio eléctrico). Metraje cuadrado es aproximadamente 1250 pies cuadrados sin piscina ni spa u otro electrodoméstico importante. Tiene una lavadora y secadora y lavavajillas el calor / aire acondicionado es una unidad de bomba de calor en la azotea, y la secadora es eléctrica el calentador de agua y la estufa son de gas, que la casera paga de la renta. Tengo ventiladores de caja en la casa. Uno corre todo el día en la sala de uso principal de día otro en el dormitorio está dirigido a mí toda la noche. La circulación del aire ayuda a que la temperatura parezca mucho más baja. Vivo solo aquí la mayor parte del tiempo, pero en el verano, 2 de mis nietos están aquí por 6 semanas. Como se muestra en el título de respuesta, tengo APS. Mantengo mi termostato alrededor de 67 en el invierno, y 82 en el verano. Mi factura de electricidad total para 2011 fue 1076 la más alta en agosto fue de 203, y la más baja en abril fue de 37. Mi factura promedio de pago mensual es de 83, que en realidad no cubriría el total anual, pero lo había establecido mucho más alto hasta hace poco , Y todavía tengo un saldo de superávit grande de antes de que redujera el pago. Nastij Electric Bill High fue 564.53 menor 85.82 Tengo una piscina y una casa 3800 pies cuadrados. Tengo ventanas grandes y árboles jóvenes así que no hay sombra real. Invitado Jean Electricidad Nos mudamos de un clima más frío por lo que para nuestro primer verano en Phoenix mantuvimos el aire acondicionado en 76. Vivimos en un 3000 m² de madera marco stucco marco, casa de dos pisos. Estar en casa todo el día con niños pequeños, nuestra factura más alta era de poco más de 500. Invitado Katy Dos personas. 1500sf La cuenta media para los dos años pasados es 83. El alto era 227 y bajo era 36.64. Sólo he tenido un mes más de 100 fuera de la típica Jul-Sept Invitado Jim P Electricidad Mi casa es un marco de 2200 pies cuadrados bloqueada única historia con 16-18 pies de techos abovedados, un montón de grandes ventanas y una piscina. Todo es eléctrico excepto el calentador de agua. Yo vivo con mi marido y 3 niños, 2 de los cuales son niños que están siempre entrando y saliendo. Vivo en Peoria y tengo APS. La mayoría de mis ventanas están orientadas al oeste y al sur, así que obtienes toneladas de sol que tenía las ventanas teñidas el verano pasado y creo que ayudó mucho. Mantengo mi casa en 80-82 durante los meses de verano y 78 en la noche. Mi factura más alta el año pasado fue de 425 y el más bajo fue de 120. Invitado Amanda. M Electric Vivo en un apartamento de 1.000 pies cuadrados, todos de un piso y mayores con ventanas de ladrillo y solitario payne y alfombra. Vivo con otra persona y 2 gatos. Somos clientes de APS en Central Phoenix con calor eléctrico y de gas. Nuestra cuenta más baja era 65 y el más alto 275. Vivimos para ser cómodos y lo fijamos alrededor de 78 grados en el verano. Mi proveedor de electricidad es SRP, y me proporcionan una factura mensual de uso mensual para que no tenga picos y valles en mis facturas. Me gusta poder predecir lo que voy a tener que pagar. Se reevaluan cada tres meses. Ahora mismo estoy pagando 170 por mes. La casa es de bloque, la exposición norte / sur, relativamente nuevo y eficiente de la energía, sin piscina, alrededor de 2200 pies cuadrados Dos trabajadores por cuenta propia viven aquí con mascotas, por lo que nunca puede llegar demasiado caliente o demasiado frío aquí It39s un todo - Casa eléctrica, no hay gas. Capítulo 2: ¿Qué es la electricidad La electricidad figura en todas partes en nuestras vidas. La electricidad ilumina nuestros hogares, cocina nuestra comida, alimenta nuestras computadoras, televisores y otros dispositivos electrónicos. La electricidad de las baterías mantiene nuestros coches funcionando y hace que nuestras linternas brillen en la oscuridad. Heres algo que puede hacer para ver la importancia de la electricidad. Tome un paseo a través de su escuela, casa o apartamento y anote todos los diferentes aparatos, dispositivos y máquinas que utilizan la electricidad. Usted se sorprenderá de cuántas cosas usamos cada día que dependen de la electricidad. Pero, ¿qué es la electricidad? ¿De dónde viene? ¿Cómo funciona? Antes de entender todo eso, necesitamos saber un poco sobre los átomos y su estructura. Toda la materia está compuesta de átomos, y los átomos están formados por partículas más pequeñas. Las tres partículas principales que componen un átomo son el protón, el neutrón y el electrón. Los electrones giran alrededor del centro, o núcleo, de los átomos, de la misma manera que la luna gira alrededor de la tierra. El núcleo está formado por neutrones y protones. Los electrones contienen una carga negativa, protones una carga positiva. Los neutrones son neutros y no tienen carga positiva ni negativa. Hay muchos tipos diferentes de átomos, uno para cada tipo de elemento. Un átomo es una sola parte que compone un elemento. Hay 118 diferentes elementos conocidos que componen cada cosa Algunos elementos como el oxígeno que respiramos son esenciales para la vida. Cada átomo tiene un número específico de electrones, protones y neutrones. Pero no importa cuántas partículas tenga un átomo, el número de electrones por lo general debe ser el mismo que el número de protones. Si los números son iguales, el átomo se llama equilibrado, y es muy estable. Por lo tanto, si un átomo tenía seis protones, también debería tener seis electrones. El elemento con seis protones y seis electrones se llama carbono. El carbono se encuentra en abundancia en el sol, estrellas, cometas, atmósferas de la mayoría de los planetas, y la comida que comemos. El carbón está hecho de carbono así que son diamantes. Algunos tipos de átomos tienen ligeramente conectados electrones. Un átomo que pierde electrones tiene más protones que electrones y está cargado positivamente. Un átomo que gana electrones tiene más partículas negativas y carga negativamente. Un átomo cargado se llama ion. Se puede hacer que los electrones se muevan de un átomo a otro. Cuando esos electrones se mueven entre los átomos, se crea una corriente de electricidad. Los electrones se mueven de un átomo a otro en un flujo. Se une un electrón y se pierde otro electrón. Esta cadena es similar a las brigadas de bomberos de cubo en tiempos antiguos. Pero en lugar de pasar un cubo desde el principio de la línea de personas al otro extremo, cada persona tendría un cubo de agua para verter de un cubo a otro. El resultado fue una gran cantidad de agua derramada y no suficiente agua para apagar el fuego. Es una situación que es muy similar a la electricidad que pasa a lo largo de un alambre y un circuito. La carga se pasa de un átomo a otro cuando se pasa la electricidad. Los científicos y los ingenieros han aprendido muchas maneras de mover los electrones fuera de los átomos. Eso significa que cuando se suman los electrones y protones, se enrolla con un protón más en lugar de ser equilibrado. Puesto que todos los átomos desean ser equilibrados, el átomo que ha sido desequilibrado buscará un electrón libre para llenar el lugar del perdido. Decimos que este átomo desequilibrado tiene una carga positiva () porque tiene demasiados protones. Desde que se inició, el electrón libre se mueve alrededor de la espera de un átomo desequilibrado para darle un hogar. La carga de electrones libres es negativa, y no tiene ningún protón para equilibrarla, por lo que decimos que tiene una carga negativa (-). Así que lo que los cargos positivos y negativos tienen que ver con la electricidad Los científicos y los ingenieros han encontrado varias maneras de crear un gran número de átomos positivos y libre de electrones negativos. Dado que los átomos positivos desean electrones negativos para que puedan ser equilibrados, tienen una fuerte atracción por los electrones. Los electrones también quieren ser parte de un átomo equilibrado, por lo que tienen una fuerte atracción hacia los átomos positivos. Por lo tanto, el positivo atrae el negativo para equilibrar. Cuantos más átomos positivos o electrones negativos tenga, más fuerte es la atracción para el otro. Dado que tenemos grupos positivos y negativos cargados atraídos entre sí, llamamos el cargo de atracción total. La energía también se puede medir en julios. Joules suena exactamente como la palabra joyas, como en diamantes y esmeraldas. Mil julios es igual a una unidad térmica británica. Cuando los electrones se mueven entre los átomos de la materia, se crea una corriente de electricidad. Esto es lo que sucede en un trozo de alambre. Los electrones se pasan de átomo a átomo, creando una corriente eléctrica de un extremo a otro, como en la imagen. La electricidad se lleva a cabo a través de algunas cosas mejor que otros. Su resistencia mide cuán bien conduce la electricidad. Algunas cosas mantienen sus electrones muy apretados. Los electrones no se mueven a través de ellos muy bien. Estas cosas se llaman aisladores. El caucho, el plástico, el paño, el vidrio y el aire seco son buenos aisladores y tienen una resistencia muy alta. Otros materiales tienen algunos electrones sueltos, que se mueven a través de ellos muy fácilmente. Estos se llaman conductores. La mayoría de los metales como el ndash de cobre, aluminio o acero son buenos conductores. Electrones, electricidad, electrónica y otras palabras que comienzan con electr. Todos originarios de la palabra griega elektor, que significa sol radiante. En griego, elektron es la palabra para el ámbar. El ámbar es una piedra muy bonita del marrón del oro que brilla anaranjado y amarillo en luz del sol. El ámbar es en realidad la savia de los árboles fosilizados Es el material utilizado en la película Jurassic Park. Hace millones de años los insectos se quedaron atrapados en la savia del árbol. Insectos pequeños que habían mordido a los dinosaurios, tenían sangre con ADN de los dinosaurios en los cuerpos de los insectos, que ahora eran fosilizados en el ámbar. Los antiguos griegos descubrieron que el ámbar se comportaba extrañamente - como atraer plumas - cuando se frotaba con piel u otros objetos. Ellos no saben qué fue lo que causó este fenómeno. Pero los griegos habían descubierto uno de los primeros ejemplos de electricidad estática (véase el capítulo 3). La palabra latina, electricus, significa producir de ámbar por fricción. Así, obtenemos nuestra palabra inglesa electricidad de palabras griegas y latinas que eran sobre ámbar. En el próximo capítulo lea acerca de la resistencia a la electricidad estática. Cuánto debe usted planear para las utilidades Nuestros lectores a menudo preguntan cuánto deben presupuestar para las utilidades, así que pensamos que wed dar un curso de actualización breve. Hemos enumerado algunas categorías de utilidad habituales y algunos pensamientos / precios para cada uno. Al final, encontrará el costo total estimado por mes. (Las estimaciones de costo son para un típico de uno a dos BR primer piso de tamaño.) Calor El costo de la calefacción puede variar enormemente, y puede hacer o romper el costo de un apartamento. Así que permítanme desglosar por tipos: Calor basado en radiador en edificio de unidades múltiples: si usted está en un edificio de múltiples unidades, basado en radiadores, casi seguramente no habrá ningún cargo adicional por el calor. Esto es porque no hay manera de que el propietario para determinar qué unidad utiliza la cantidad de calor, y por lo tanto, el propietario pagará la factura de calefacción de los edificios en total. En esta situación, el costo de la calefacción está integrado en el alquiler. Calor basado en radiador en una casa: si usted y algunos amigos decidieron unirse y alquilar una casa entera, entonces usted puede estar en el gancho para el calor basado en radiador. Calefacción de una casa entera podría costar más de 300 al mes, aunque esto probablemente se dividiría tres o cuatro maneras. Calefacción de gas o aire forzado. En los meses de invierno, esto puede ser bastante caro. Presupuesto por lo menos 100 al mes en el invierno profundo, aunque el costo puede variar en función del tamaño del apartamento, la calidad del aislamiento, y la eficiencia del mecanismo de calefacción. Una buena manera de averiguarlo es simplemente preguntar al arrendador o inquilino anterior, ya que cada edificio será diferente en sus costos de calor. Resumen: La calefacción puede ser un bug-a-boo, y puede aumentar efectivamente su alquiler por 100 o más al mes en el invierno. Asegúrese de saber cuánto tendrá que pagar antes de firmar el contrato de arrendamiento. Verificación de la realidad: Según nuestra encuesta de utilidades de enero de 2017, la calefacción promedió 53 para un estudio o apartamento de 1RB, si se facturó por separado. Electricidad Antes de considerar el costo del aire acondicionado (que normalmente se incluye en el costo de la electricidad), permite centrarse en la factura de electricidad sin A / C. Durante los meses de invierno, o si no usa el aire acondicionado, es razonable pagar entre 30-50 al mes en electricidad. Hay maneras de reducir esta factura, como apagar las luces, encender totalmente los aparatos y usar bombillas fluorescentes compactas. Sin embargo, mucha de su cuenta dependerá simplemente de cuánto youre hogar, de cuánto usted ve la televisión (los televisores de tubo son drenes eléctricos grandes), cómo es eficiente su refrigerador, y cómo es cuidadoso usted está apagando luces. Resumen: La electricidad es necesaria, y le costará alrededor de 40 al mes, si usted es un usuario promedio con una unidad promedio. Verificación de la realidad: Según nuestra encuesta de utilidades de enero de 2017, la electricidad promedió 55 para un estudio o apartamento 1RB frente a 60 en la encuesta de julio de 2017. Aire acondicionado Este gasto puede ser un comodín real y todo depende de cuánto se use. A diferencia con el calor, en la mayoría de los lugares en el país, usted no necesita aire acondicionado. Aunque es agradable tener, especialmente cuando una ola de calor golpea. De acuerdo con el sitio web CarbonRally, el promedio de los estadounidenses sistema de CA cuesta unos 280 al año para ejecutar. Aunque el sitio web señala que muchos sistemas cuestan mucho más. Esto se parece derecho a mí, cuando usted factor en algunas cosas: primero, la mayoría de la gente utiliza solamente su A / C cerca de tres a cinco meses al año. Y, en algunos lugares, como Minnesota o Maine, sólo se puede utilizar un par de veces un verano, que promedios con el sur de EE. UU., donde youd utilizarlo mucho más. Por lo tanto, para las personas que viven en lugares con clima promedio, youll realmente sólo se utiliza mayo-septiembre, lo que significa unos 56 un mes extra en su factura de electricidad. Esto parece sobre la derecha Ive tenía mi electricidad total ir hasta 100 dólares en meses particularmente calientes. Resumen: A / C no es estrictamente necesario, pero si lo desea, el plan de gastar hasta 60-70 extra al mes durante los meses especialmente calurosos. Cocinar gas En muchos edificios, si usted tiene una estufa, usted tendrá que pagar por el gas natural que usa durante la cocción. (Y en algunos edificios, el gas natural también proporcionará su calor.) En cuanto a la cocina, el costo es muy mínimo 20 al mes a lo sumo, por lo general bastante mucho menos. Realmente todo depende de cuánto cocines en casa y, incluso si estás gastando un poco más para usar tu gasolina en casa, estás casi seguro ahorrando dinero por no comer fuera. Resumen: El gas es un gasto insignificante cuando se utiliza para cocinar su generalmente alrededor de 10 al mes. Y por cocinar en casa, usted está ahorrando dinero de todos modos. Internet Cuarenta y cinco dólares al mes es aproximadamente la media. Tenga en cuenta que puede dividir el costo con tantas otras personas como están utilizando su conexión. Por ejemplo, cuando vivía en Minneapolis, mi vecina de al lado y yo instalé el enrutador inalámbrico para que también pudiera recibir una señal, y entonces yo, mi compañero de cuarto, y ella usábamos un dólar de cuarenta y cinco dólares señal. La otra cosa a considerar es la agrupación de su Internet con su cable. A menudo puede obtener un acuerdo de esa manera. Vea a continuación mis pensamientos sobre el cable. Resumen: En estos días, Internet es una necesidad. Itll ejecutar alrededor de 45 al mes. Pero que proporcionará una señal para todo el mundo en el apartamento, y tal vez algunos amigos cercanos. Cable Yo personalmente no tengo cable, y no te lo pierdas. Este es un gasto opcional. Especialmente con los nuevos televisores de alta definición, y sus antenas digitales, es fácil obtener una gran recepción en la TV en red, y luego puede utilizar Roku o Netflix streaming (o HBO On-Demand, o lo que sea) para el resto de sus necesidades, Aunque esto le costará alrededor de 20 al mes, si se suscribe a dos servicios. Si simplemente debe tener cable, busque un trato. Vienen con frecuencia, y puede ahorrarle algo de dinero. Pero tenga cuidado a menudo theyll tienen add-ons como HBO gratis durante tres meses, que luego se cobrará a su cuenta si no cancela cuando el acuerdo preliminar expira. Así que asegúrese de leer la letra pequeña. Y para mantenerse activo en su cuenta, por lo que sabe lo que está cobrando por. Resumen: Mientras que no es una necesidad, es agradable tener el cable, y usted puede encontrar generalmente las ofertas introductorias que incluyen el cable y el Internet por cerca de 90 al mes. O puede utilizar un servicio de streaming o dos para unos 20 al mes. Reality Check: Según nuestra encuesta de utilidades de enero de 2017, cable / internet promedió 57 para un estudio o apartamento de 1RB en comparación con 68 en julio de 2017 encuesta. Seguros de Inquilinos Como Alissa tocó, seguro de inquilinos vale la pena. Piense en ello como proteger sus cosas, venga lo que pase. También es asequible, a sólo unos 150 al año. O menos, dependiendo de donde usted vive. Otros complementos Algunas cosas que sólo necesitará si vive en ciertas zonas del país, pero vale la pena tocarlas aquí: En algunos barrios (es decir, en las grandes ciudades, donde el estacionamiento es difícil de encontrar), el aparcamiento costará más. En mi vecindario (Lakeview, Chicago), es alrededor de 150 al mes para un lugar de estacionamiento, aunque hay suficiente aparcamiento en la calle que no es una necesidad. En otros lugares, como Brooklyn Heights, NYC, o Lincoln Park, Chicago, puede muy bien ser necesario, a menos que quieras pasar una hora al día en coche, buscando estacionamiento (estoy serio). Así que sé si vas a necesitar esto antes de conseguir un lugar. Si tienes la suerte de tener un portero, youll tiene que darle propina durante la temporada de vacaciones. Normalmente, es de 50-100 por portero, así que si el edificio tenía tres porteros, itll ser 150-300. Es caro, pero también es importante que lo haga que desea estar en el lado bueno de los porteros, ya que ver sus paquetes, saludar a sus invitados, y mantener un conjunto de sus llaves. Aire acondicionado en lugares sofocantes Sé que ya lo había tocado, pero si vives en un lugar realmente caluroso, como Phoenix o Dallas, vas a estar pagando mucho más por mes, por más meses. Digamos, 80-90 al mes (más los costos regulares de electricidad), durante ocho meses al año. Así que tenlo en mente. Su revestimiento de plata es que usted no tiene muchos costos de calefacción. Adición de todo Lo bueno es que utiliza su A / C en el verano y la calefacción en el invierno, por lo que el costo total en que iguala a algunos, aunque el calor es generalmente más caro. Si obtienes lo que menciono arriba, e ir con Roku por cable, y no tienes ningún complemento, tu costo total de utilidades llega a aproximadamente 200 al mes. Tenga en cuenta, sin embargo, que esto es para el apartamento en su conjunto por lo que si usted tiene compañeros de cuarto, divida por el número de personas que viven en la unidad. Aunque, por supuesto, si usted tiene una unidad muy grande (por ejemplo, para cuatro personas, o más), el calor, electricidad y A / C será un toque más alto, por lo que añadir 20 a mi estimación, y luego dividir. Si quieres una regla aproximada. Esperar a gastar en servicios públicos una cantidad igual a aproximadamente 20 de su alquiler mensual si usted vive solo, un poco menos si su vivir con compañeros de cuarto. Sin embargo, si usted está buscando un apartamento en una ciudad de alta renta (NYC, Chicago, Boston, etc.) su costo de utilidad será más cerca de 10 de su alquiler. Deja un comentario Cancelar respuesta Comentarios (238) Hola. Estoy buscando en un apartamento en St Paul MN. 850 por mes alquiler (todas las utilidades incluidas excepto electricidad) Aquí es lo que figura: Alquiler - 850 Electric - 50 Internet - 45 Tv - ninguno Comestibles - 250 (mi hijo, SO, and I) Teléfono - 50 Gas (coche) - 45 Todo agregado - 1290 traigo a casa 1700 por mes, dejándome 410 a wiggle con de artículos esenciales del hogar (papel higiénico, cuidado personal, etc.8230) a los gastos de la hospitalidad / de la emergencia. Por mi movimiento esperanzador en fecha tendremos 2500 ahorrado para el movimiento en gastos. No me importa vivir en un presupuesto ajustado por un tiempo, ya que mis salarios aumentarán el próximo año. ¿Esto parece factible Hola Skylie, Se ve muy apretado, especialmente con un niño. Nuestra fórmula para su max. Alquiler es 1,700 0,35 595, por lo que está buscando 255 más un mes. ¿Ha incluido todos sus gastos fijos en la lista? No veo el préstamo de automóvil o pago de seguro, pagos con tarjeta de crédito o cuidado de niños. Además, su presupuesto de comestibles es de sólo 20 por semana por persona, por lo que esperamos que usted es un comprador frugal y cocinar. ¿Es usted elegible para cualquier ayuda alimenticia, por lo menos para el niño? Dicho esto, si su situación actual es tal que usted siente que tiene que moverse, nos gustaría que usted siga ahorrando un poco más para que usted tenga por lo menos 1000 fondo de emergencia después Todos sus gastos de mudanza, primer mes8217s alquiler y depósito de seguridad. Mientras tanto, continúe buscando lugares con renta más baja. Buena suerte muy útil. gracias. Me quita una cierta cantidad de estrés. Pero estoy curioso en el costo promedio para encender mis luces en mi primer apartamento Hola Brandon, Echa un vistazo a este post informando los resultados de nuestras encuestas de costo de utilidad. Www. myfirstapartment / 2017/03 / budgeting-apartment-utility-costs / Espero que esto ayude. Buena suerte con su nuevo apartamento de verificación de la realidad: donde vivo, cuesta un mínimo de 20 en los gastos de envío y que fue de 3 centavos de gas de un mes. Cuando vi ese proyecto de ley que sabía que podría mucho mejor beneficio mediante el uso de 20 por mes hacia mi factura de electricidad. Así que cambié a pequeños aparatos eléctricos y apagó el gas ya que se había convertido en bastante supucima. Análisis reflexivo. Me encantó la visión. ¿Alguien sabe dónde mi negocio podría adquirir una plantilla NY RR-2A documento para escribir en Im haciendo la investigación para una asignación de matemáticas Hi Drew, la factura de agua al igual que su factura eléctrica se basa en el uso. Compruebe esta publicación para ver las facturas promedio de agua de nuestras encuestas de costos de servicios públicos. Buena suerte para su asignación de matemáticas ¿Cuánto es la factura de agua que vivo en el norte de California y mi 1 dormitorio 700 pies cuadrados apt alquiler es 2,600, PGE energía / gas es 38, el agua es 55, cable / internet 80 2.773 / mes. La cuenta de la comida es enorme aquí para orgánico y fresco, cerca de 800. Entonces usted tiene coche el mantenimiento del amperio del ins, gas, honorarios de registración, honorarios profesionales de la calidad de miembro, salud del club cotizaciones, pelo, clavos, balnearios, masajes, acupuntura, Comer fuera, etc bien basado en su idea de lo típico mensual de los gastos son dudas facturas de servicios públicos son altos en su lista de preocupaciones. Don8217t olvidar su tarifa espiritual mensual de la guía así como sus alingments del chakra también, esas cuentas pueden realmente agregar para arriba. Respuesta de nitroniko 26 de agosto 2017 En realidad me reí en voz alta, jaja. Ese es un montón de dinero para solo alquilar mierda sagrada. Especialmente un solo dormitorio que 8217s nueces8230 Me encanta este post, pensando en mudarse en el otoño por mí mismo. Hago 12.50 por hora y el apartamento que estoy buscando es 470 (muy barato para una gran zona, es muy pequeño) es esto capaz para mí. Muchas gracias por la respuesta útil Reply Rebate 20 de junio 2017 Gran post 8230. Una cosa es también muy importante que nunca debe llegar tarde a cualquiera de estas facturas / utilidades8230. O que afectará negativamente su historial de crédito. Así que siempre pague a tiempo y presupuesto well8230 Thx Hola. Estoy planeando mudarse por primera vez y no tengo idea de lo que estoy haciendo o lo que puedo pagar. Mi sueldo es de 55000 al año. Después de impuestos me llevo a casa unos 2800 al mes. Todos mis otros gastos son alrededor de 750-800 al mes (coche, seguro, gas, teléfono, comida) que me deja con alrededor de 2000 al mes. Tengo un gran ahorro, pero no quiero meter en eso a menudo. ¿Cuáles son sus recomendaciones? Gracias Hi David, En primer lugar, usted es un tipo afortunado de haber conseguido un trabajo de alto pago y también tienen grandes ahorros. Usted está en el camino correcto Un propietario típico le aprobaría para un apartamento de hasta 1.375 por mes. If you check our Affordable Rent Calculator www. myfirstapartment/2017/09/rent-calculator/ you8217ll also see that on your after tax pay you could spend up to 980 (see below). The big difference in the numbers is that you get about 40 taken out of salary in deductions, which probably include a hefty contribution to 401K. You could easily afford to spend a 1,200 a month on housing (rent and utilities) and still have 800 left discretionary expenses. If that will get you a place you8217ll be happy to come home to after work, go for it. Even if you have to go up a bit to get the perfect place, you can afford it. Now, here8217s another consideration. If you are planning to buy your own place in the foreseeable future, you may want to live below your means for a couple of years as a renter and get your own place sooner. Either way, you are in a very good shape for getting your first apartment. Good luck Do you have an annual salary No Do you get paid weekly No Do you get paid every other week or twice a month Yes What was your after-tax pay last pay period 1,400 Previous pay period 1,400 Total per 2 pay period month: 2,800 Affordable Monthly Rent: 980 Estimated Utilities: 196 Maximum Affordable Housing Expense: 1,176 Target Savings To Move Out: 2,940 If you recently gothat this job, hold off on moving out if you can. Keep saving. If you need to move out, do so as low as possible. Don8217t listen to this affordable rent costs. That was made up over 20 years ago and the dollar isn8217t worth the same. Just because you have it doesn8217t mean you should spend it nor give it away by paying someone else rent to live in their place, ie pay for their investment. After you have saved, buy a nice home and be aggressive with offer. Find a place that is up and coming or a revitalized area about to have a makeover by buying old places and remodeling. Checkout first time home buyer program. You would qualify for some stuff. Good luck on your endeavors. What kind of work do you do I am planning to buy a house and i have 2 available house for sale, one has a thermal solar and the other doesn8217t have and i have to pay home owner association of 203. I am trying to compare this 2 houses based on electrical bill, what is the average of electrical for a 4 BR houses in NY This was incredibly useful. Thank you Hi I8217m looking at a condo that is 85,000. I am a waitress and I make about 2,000 a month. My boyfriend (who will also be living with me) has a min. wage job. Would this be doable for us The best way to find out if you can afford the condo is to meet with a bank loan officer (preferably at the bank where you already have accounts) who will review your finances, credit rating work history, etc. and let you know how much of a mortgage you could qualify for. If you want to get a rough idea of your monthly payments, use a mortgage calculator like this one from bankrate to estimate your monthly payment. Then add to it your estimated property taxes, mortgage insurance 8212 if you put down less than 20 8212 your homeowner8217s association fees and your homeowner8217s insurance. Those added to your mortgage payment give your total monthly expense. That total amount should be not exceed roughly 35 of your income, assuming you have no other major debts. In your case that would be about 700 a month. Also keep in mind that in addition to the down payment, you will have to save money for the closing costs that can add up to several thousand dollars. Check out our sister site www. myfirstcondo for more information about buying a condo. Good luck Let us know what the loan officer says. This is bogus8230 Tiping a doorman 50-100. You must have a 10,000 a month rent apartment to come with a bellhop that needs 50-100 a day. Hi Jose, It would be ridiculous if it were a daily tip, but what we were mentioning is the typical holiday gratuity for a doorman. If they take your packages all year long, escort you to the elevator when you have had a a few beers too many and give you a heads-up when an old girlfriend suddenly shows up, you8217ll be happy to remember them at Christmas time. So it8217s more like 50-100 a year mikhail gibson February 29th, 2017My rent is 510 a month for a 1 bed 1 bath and i also have to pay for water, sewer, trash, and electricity how much do u think I will have to pay a month in utilities Hi Mikhail, Check out the results of our utility cost survey www. myfirstapartment/2017/08/average-utility-bill-survey/ Water is usually included in rent in Northern states and only billed separately in the South and West. Hope this survey is helpful. Reply Teresa Barnes February 27th, 2017I was looking for the average cost of water for a two bedroom two person Apartment home in Leesburg va area. Water costs aren8217t listed here as a utility bill at all. Hi Teresa, Check out the results of our utility cost survey www. myfirstapartment/2017/08/average-utility-bill-survey/ Water is usually included in rent in Northern states and only billed separately in the South and West. Hope this survey is helpful. I am working for mim, wage in New York right now. After taxes I take home about 1160 each month, I am looking at an apartment for 795 (water, trash, free parking, lawn care/snow removal included) and plan on splitting it with another person making the same as me, is it going to work okay Reply ana February 29th, 2017 Hi there That sounds like agreat idea to share when you work for Min. wage. Its unfortunate that Min. wage is so low in this country but it seems like its getting higher w. the 15 NOW movements. GoodLuck Hi Alyssa, Our maximum affordable rent calculator www. myfirstapartment/2017/09/rent-calculator/ says your number with your combined take-home incomes is 812, so you should be able to manage 795. See the calculation below. Good luck Total per 2 pay period month: 2,320 Affordable Monthly Rent: 812 Estimated Utilities: 162 Maximum Affordable Housing Expense: 974 Target Savings To Move Out: 2,436 Hi After taxes I8217m making 2422, I have no loans and no other payments. I8217m looking at chicago apartments - the one I am looking at is 1045, with heat and water included. I have a puppy so lets say I spend 125 a month on her, is that rent doable Hi Lindsay, That apartment is almost 200 more than our recommended maximum rent on your salary. Vea abajo. If you stretch so much, you will not have much money left over for necessities (food, clothing, commuting, etc.) or fun activities with friends. We8217d recommend you keep on looking. Good luck from the MFA Team What was your after-tax pay last pay period 2,422 Previous pay period 0 Total per 2 pay period month: 2,422 Affordable Monthly Rent: 848 Estimated Utilities: 170 Maximum Affordable Housing Expense: 1,018 Target Savings To Move Out: 2,544 I8217m making a 40k annual salary and I am looking at an apartment that is 1100/month with heat and hot water included. I have a phone bill of 100 and student loans of 150/ month. I do not have any car payments and I do not pay for the car insurance. This will also be a apartment in a highly rent city. Is this doable Reply U. D.A. February 16th, 2017 I think that is completely doable. Your net income per month would be about 2300 so your rent alone would be about 48 of your monthly income which is not great, but it8217s doable. If you include your bills, you8217d have about 1000 left over every month to use on groceries and anything else. I think you8217re in a good a spot because you do not have a car payment, insurance, etc. Try using this monthly expense calculator to get better insight on your comfort level if you chose this apartment: monthlyexpensecalculator/ I had a family member lied to me and tell me the bill was 800 a month to cheat me out of money when the price to run a hundred watt light bulb is pennies a day this was just a mean rotten spirited person who tried to make my world turn the darkness by denying me lights she cheated me in several different ways also forging my name on documents it costed me to go into foreclosure is this is my sister. But I believe what goes around comes around and she get all her rotten deeds back. I am starting a nursing job and will be making 60,000 a near before taxes. I did the 30 rule for rent which put me at 1140 after taxes, I would be 8220taking home8221 3,800 each month. I am trying to estimate what everything will cost and it is getting really overwhelming. More so because I found the BEST apartment right by work, rooftop deck, work out facility in the building, free coffee every morning, in the most sought after location near the city. There are two options a 1190 (smaller) or a 1345 (way bigger) apartment and parking is 65. They pay water/sewer/trash. Is this even feasible to consider at my income I would love to hear back on your ideas. Hi Megan, First, congratulations for picking a field that pays so well and has plenty of jobs available. If you check our Affordable Rent Calculator. the maximum affordable rent on your annual salary is 1,500/mo. or 1,330/mo. if you run the formula on your after-tax monthly take-home pay of 3,800. So, it looks like even the bigger apartment is doable. Of course, if you have unusually high other expenses or student loan payments, you might opt to go with the smaller place. When you run our easy formula, you8217ll see that it also estimates your utilities and the amount you should save before you move in. Good luck from the MFA Team Hi. I8217m making a 40K salary and am looking to move into an apartment in the Hamilton, NJ area. The apartment I am interested in is all electric (stove and heat) and has a washer/dryer unit. The base rent is 965 for a 750 sqft apartment (1 bedroom). Snow, trash, sewer, and I believe water, are paid by the landlord. How much should I estimate for utilities Thank you for your help Hi Melissa, We use a rough rule of thumb that your utilities (electric, internet, cable, etc.) run about 20 of your rent. See our average utility cost survey results from last summer here. However, electric heating in a cold climate could bring the cost higher in the coldest months. Much depends also on the type of construction of your apartment is it a drafty old building vs. new, well-insulated building. Your best bet is to contact your local electric utility for an estimate or even better find out what the previous tenant paid. Here is a link to the Con Edison8217s (NYC utility) electricity cost estimator. www. coned/customercentral/calculators/ECresApplianceCalculator. Your utility probably has something similar. Good luck from the MFA Team Hi, I8217m doing a financial lit project, so I wanted to know what would the water bill and the trash bill cost and would the laundry and the dishwasher include in the water bill Did you see the results of our utility cost survey here. www. myfirstapartment/2017/08/average-utility-bill-survey/ . If you have washing machine in your apartment, then your laundry and dishwasher usage would be part of your water bill. If there is a separate laundry room in the building, then typically you pay for each load with coins or prepaid card. Hope that is helpful. MFA Editors. Hey, I8217m looking to move out net is 2200 a month what8217s a feesible rent per month no utlities Car payment and insurance is 580 cell 1158230 Hi Teniqua, Check out our rent calculator. www. myfirstapartment/2017/09/rent-calculator/. See below what it shows for your income. Take 2,200 less est. rentutilities 924 1,276 left after housing less 580 less 115 581 a month to cover all your other expenses (commuting, food, clothing, entertainment, etc.). You would be safer to target rent at a level that will leave you at least 800 a month after housing and your high car 038 phone payments. Is 600/mo. rent doable in your area If you go higher than that, make sure you have saved a little emergency fund before moving. Good luck from the MFA Team Affordable Rent Calculator Click below to open calculator. Do you have an annual salary Yes No Do you get paid weekly Yes No Do you get paid every other week or twice a month Yes No What was your after-tax pay last pay period 2,200 Previous pay period 0 Total per 2 pay period month: 2,200 Affordable Monthly Rent: 770 Estimated Utilities: 154 Maximum Affordable Housing Expense: 924 Target Savings To Move Out: 2,310 Hi so I8217m think about moving out in September I roughly make 1150 a month I added up my expenses and I wanted to know if it would be doable: Rent:550 included water, trash, heat, gas Electric:45 to 50 Cable(Netflix and Hulu) 16 Phone bill:50 Gas:100 (doubt I8217ll spend that much) Wifi: 45 to 50 Food: my mom said she would help Car insurance: I8217m on my grandad insurance and it8217s not much so he pays it I don8217t have much of a social life work and school keeps me busy so I8217m not to worried about having money to go out but if my math is right I8217ll still have about 330 saved a month Hi Khaila, You8217ll have 11 a day for all your other expenses. It seems cutting things far too close. We want you to have a great first apartment experience, not just sit at home alone eating Ramen. Consider a roommate share and try to save for a few months more to build an emergency fund. Good luck from the MFA Team. Hi I make 2,332 per month, what can I afford I do have a lot of bills, my cell phone is around 150, my car payment is 300, I also have a TV payment of 75, and childcare is 225 monthly. This is not including gas/groceries. Is it feasible for me to move into my own apartment What could I afford Hi Jana, If you run our Rent Calculator. it tells that your max. rent is 816 on your pay (assuming your 2332 is after taxes.) With est. utilities, the monthly housing cost will be 979. Add that to your other fixed expenses and you only have 603 left a month to cover all your other expenses. It looks too low, considering that you also have a child. However, if you can find a place in the 600-650 monthly rent range, about 750 with utilities, you probably could handle it. Good luck from the MFA Team Total per 2 pay period month: 2,332 Affordable Monthly Rent: 816 Estimated Utilities: 163 Maximum Affordable Housing Expense: 979 Target Savings To Move Out: 2,448 8220Me, my roommate, and her were all using one forty-five-dollar signal.8221 Try 8220She, my roommate and I were all using8230.8221 Allie, you must be an English teacher. As hard as they try English teachers can not overlook mistakes. (Please don8217t correct my grammar) Nevertheless, the article has useful information, well laid-out, and easy to read. 8220Cannot8221 and 8220can not8221 are both acceptable in the Oxford dictionary. So she isn8217t really 100 wrong for using it. Me amp my boyfriend amp our 9 month old are about to move in together. The apartment we found is 599 w/o utilities amp he makes about 2000 a month. Do you think we would be able to make it amp still have a little extra . See below what our Affordable Rent Calculator estimates for you. It says that you should be able to afford a 599 rental and still have money left over for baby food and diapers. However, make sure you get a good estimate of your utilities. If heat is included in rent, you should be OK. If not, depending on where you live and how well insulated the apartment is, winter heating bills could make your budget tight. Good luck to all of you from the MFA Team. What was your after-tax pay last pay period 1,000 Previous pay period 1,000 Total per 2 pay period month: 2,000 Affordable Monthly Rent: 700 Estimated Utilities: 140 Maximum Affordable Housing Expense: 840 Target Savings To Move Out: 2,100 you really should not be 8221living together with someone8221 outside of wedlock, that is wrong and is greivous sin that only immoral people do that sort of thing, again it8217s very wrong and will never last, compared to real marriage. in regard to winter utilities, its smarter to tape off floor vents if you have gas heat and just heat your TV / sleeping room to save money, it may also be cheaper to use a electric heater for one room and not even fool with gas heat for dec jan and feb. It really isn8217t any of your business who people live with its a sin to do everything now a days. Listen just stick to the question and don8217t try to throw all your religion mumbo jumbo on everyone. Your not here to counsel folks. Goodbye It8217s also a sin to judge Gtfo. Hi, My boyfriend and I plan on living together for the first time. I bring home roughly 1800 a month after taxes, and he also brings home the same amount. We are looking at a place for 950 with no utilities living in Philly. I also have a car note in the high 38217s. My car insurance is paid up. Do you think this is affordable thanks Hi Court, Check out our Rent Affordability Calculator . It shows that 950 rent is well withing your range (see below), even if you have to pay for all your utilities. With 950 rent you should be able to pay your car note and also build a 3-6 month emergency fund. Good luck with your new apartment Total per 2 pay period month: 3,600 Affordable Monthly Rent: 1,260 Estimated Utilities: 252 Maximum Affordable Housing Expense: 1,512 Target Savings To Move Out: 3,780 Reply Matt November 10th, 2017Here is a great place to find out what your monthly utilities will cost. monthlyutilities/ Also, check out this chart www. duke-energy/pdfs/applianceopcostlistdukev8.06.pdf by Duke Energy, keeping in mind that your cost per kilowatt hour (kWh) is probably more than their estimate of 8.2 cents. In NYC we are paying 25.8 cents. Reply thetwinbin November 10th, 2017Hey there I make about 680-700 bi-weekly after taxes are taken out and am currently searching apartments. I have a cell phone bill of 46 and car insurance that is 80 a month. I spend about 75 a month on gas and have no other expenses coming out. I do expect to pay for all utilities, but won8217t need cable. What price range would be suitable for an apartment with comfortable savings monthly I8217m interested in one that is 583-611 monthly I8217m starting my budget this month and any info would help:) Hi Thetwinbin, See below what our Affordable rent calculator says. You are looking at places that are out of your comfortable range. If you start spending close to half of your take-home pay on rent, you don8217t have much leeway. Having your own apartment is great to have, but if it means having no money for going out with your friends once in a while, it gets to be a drag. Look for places that are under 500 and you8217ll have a much better first apartment experience. Good luck from the MFA Team Total per 2 pay period month: 1,380 Affordable Monthly Rent: 483 Estimated Utilities: 97 Maximum Affordable Housing Expense: 580 Target Savings To Move Out: 1,449 Hello, I make about 2100 a month after taxes and am looking at getting a 1 bedroom for 750 only utility I would pay is electricity. Only other bills I have is 30 cellphone bill and 50 of car insurance. No car payment since I own my own vehicle. Would you consider this affordable Hi Bryan, Did you check out our Rent Affordability calculator. The results are below. Your rent is a bit higher than recommended, but your utilities will be lower and your other expenses are low, so you should be ok. Good luck with your new apartment from the MFA Team Total per 2 pay period month: 2,100 Affordable Monthly Rent: 735 Estimated Utilities: 147 Maximum Affordable Housing Expense: 882 Target Savings To Move Out: 2,205 HI I am looking to rent an apartment here in Cincinnati. I make 1,160 before taxes bi weekly. The apartment I8217m looking at is 3 bedroom at 600/month plus utilities. I have a 7 yr old and also have a baby on the way in June. I am pretty good about not using a ton of heat (I8217m usually always hot). But air conditioning may be an issue. Internet is a must, and cable would be nice. Could I afford something like this Hi Jharell, See below what our Rent Affordability Calculator tells you. Based on the formula, 600 should be doable for you, even if you have to pay for heat during winter months. (Unless you are renting a poorly insulated house.) You cannot skimp on heat with a 7-year old and getting a cold while pregnant is not healthy, either Making room in your budget for 2 kids will make it tight, so hopefully you get some support for the kids expenses. Do you have an annual salary Yes What is your annual salary 30,160 (1,16026 paychecks a year) Affordable Monthly Rent: 754 Estimated Utilities: 151 Maximum Affordable Housing Expense: 905 Target Savings To Move Out: 2,262 Good luck to you and the kid(s) from the MFA Team Hi My girlfriend and I are both looking at a place for 800 a month with no utilities. I make 2000 monthly after taxes. She makes closer to 900. I also pay a 300 dollar car payment with hers only 175. Other than gas/groceries we will only have Internet. The heating in the northern winter is what is having us worry. However, this place is much nicer than the alternative(850 with utilities included). The luxury vs affordability question is in play. What do you think Hi Jeremy, Did you check out our affordable rent calculatorwww. myfirstapartment/2017/09/rent-calculator/ Here8217s how your numbers look like: Total per 2 pay period month: 2,900 Affordable Monthly Rent: 1,015 Estimated Utilities: 203 Maximum Affordable Housing Expense: 1,218 Target Savings To Move Out: 3,045 Your rent is 200 below your maximum affordable, so even with higher utilities (if you have to pay for heat) you should be OK. Ask for an estimate of the monthly heating bill. Your combined car payments are pretty high, but even with that you will still have over 1,000 a month after your housing and other fixed costs. Go with the nicer place, looks like you can afford it. And good luck from the MFA Team. I am planning to rent a condo for 1500 a month, internet and water are included but I have to pay the rest. I make about 4000.00 after tax a month. is that doable Hi Jake, Using our Affordable Rent Calculator. your maximum rent should not be more than 1,400. Vea abajo. However, your utilities will most likely be less, unless you are living in a very cold part of the country and use electric heat, so you should be able to handle 1,500 rent plus all utilities comfortably. You also have a relatively high income and plenty of money left over after housing costs for all your other expenses. Good luck with your new apartment from the MFA Team Total per 2 pay period month: 4,000 Affordable Monthly Rent: 1,400 Estimated Utilities: 280 Maximum Affordable Housing Expense: 1,680 Target Savings To Move Out: 4,200 Hello, Me and my girlfriend are looking to get our first apartment sometime soon. I8217ve found a place where rent is 560 a month w/o utilities. We8217re not going to have cable since we use netflix anyways. My car insurance is 160 a month. My phone bill is 80 a month. Internet would be roughly 50 a month. Plus we have a baby on the way. I was wondering what i should expect my monthly payments to be. Hi Robert, Because utilities vary so much from region to region, we are just using 20 of rent as a rough estimate. In your case that would be 112 a month, including internet. (Take a look at this graphic to see how utility costs vary across the country.) If you just add up rent, estimated utilities plus car and phone payments, you monthly 8220fixed nut8221 is 56011216080 912. You need to also budget for gas, food, clothing, and baby supplies. Before the baby arrives, also check out this post on how to prepare your apartment for your little bundle of joy. Good luck to all of you from the MFA Team I8217m a first time renter. I8217m seriously considering a townhouse that is 850 per month. Using your rule of thumb, I8217d probably spend around 170 on utilities (mainly electricity, water, gas, and internet). I get paid bi-weekly and my last two paychecks combined was roughly 2,300. If I go for this townhouse, that8217d leave me with roughly 1,300 after rent and utilities. Does this sound reasonable I want to err on the higher end for utilities, especially electric. Thanks Sorry that you had trouble with the affordable rent calculator. If that happens again, try another browser, such as Firefox. 1,300 after housing certainly sounds like it should be enough, but only you know your other fixed payments, i. e. car, student loan, credit cards, etc. Do the double check by deducting all your other payments from the 1,300 and see if you can live on the amount that is left over and put a little something into savings. Good luck MFA Team Reply Mike September 22nd, 2017Hi, so my gf and I are trying to move into our 1st apartment. I make about 2,064 before taxes. After all car insurance, car payment, and phone leaves me with 1,499. My gf makes about 1144 before taxes. We are giving ourselves a max rent cap of 1150/ month. Would we be able to afford the maximum cap w/o utilities. Keeping in mind were just outside of Boston. My roommate and I make about 3,100 combined, we found an apartment for 750 a month w/o utilities. Would we be able to afford this Hi Ivy, the answer is yes, you two can afford 750. We have just published a post with calculator that lets you input your income and then gives you three numbers: 1.) Your maximum affordable rent 2.) Your maximum affordable housing cost, including utilities and 3.) Amount of savings you need to get that rental. In your case, you start with your combined annual pre-tax salaries (3,100 12 37,200) and the three numbers you get are: max. rent 930, max. housing 1,116 and savings target 2,790. Why don8217t you test the calculator yourself and let us know how it worked out Good luck from the MFA Team Hi we found a townhome for 580 a month includes water, sewer, and trash. I make around 650-750 every two weeks and my fianc makes 200-300 every two weeks. Car payment we have is 266 a month and insurance 178. Phone bills are around 180. We also have a baby. Hi Fred We have just published a We have just published a post with calculator that lets you input your income and then gives you three numbers: 1.) Your maximum affordable rent 2.) Your maximum affordable housing cost, including utilities and 3.) Amount of savings you need to get that rental. In your case, you start with your combined average monthly after-tax pays of 1,900 and the three numbers you get are: max. rent 665, max. housing 798 and savings target 1,995. You do have high other payments and obligations, so do the double-check with your actual expenses. 1,900 8211 580 (your actual rent) 8211 116 (est. utilities) 8211 266 8211 178 8211 180 580 left for other expenses. That8217s 145 a week. Can you survive on that, including all of the baby8217s expenses (By the way, your phone bills look high. Try to find a better plan.) Why dont you test the calculator yourself and let us know how it worked out Good luck from the MFA Team Hi, I wanted to know a good estimate on what i would be paying monthly for an apartment. My boyfriend and I are new to this thing. So we have alot of questions. Is there a way I can contact you Hi Brie, You are in luck We have just published a post with calculator that lets you input your income and then gives you three numbers: 1.) Your maximum affordable rent 2.) Your maximum affordable housing cost, including utilities and 3.) Amount of savings you need to get that rental. Why don8217t you test the calculator out and let us know how it works for you. You can always contact us by email to editormyfirstapartment Good luck from the MFA Team I have been living with my parents and thinking about moving out. I make about 2300 after taxes every month, and found an apartment that is 750 with no utilities included in the KCMO area. But I8217m already not planning on paying for cable, because I mainly use Netflix anyway. I would be commuting to work, but have a car with awesome gas mileage, so I would probably spend about 100 dollars a month on gas. would I be able to afford this Hi Janessa, The basic formula for maximum affordable rent of 35 of your take-home pay calculates you max. rent of 805. 750 should be OK, as you don8217t seem to have any unusually high expenses. Figure an amount equal to 20 of rent for utilities, or 150, making your total housing cost 900/month, leaving you 1,400 for all other expense. Good luck from the MFA Team. Ridículo. If this is your first apartment, you DON8217T need luxuries. You need rent, utilities, Transportation money, and food You don8217t need a doorman, you don8217t need renter8217s insurance, you don8217t need cable. You don8217t even need internet. If it8217s just you, a studio apartment with utilities included is more than sufficient. Get over yourselves. Doorman, pfft. What I find hilarious is that most landlords require you to make 3x more than the monthly rent. This is a stupid rule. What I do with my money is my business. All they should be concerned about is the rent being paid. If I want to live on 100/month after rent and utilities are paid, that8217s my decision. Grant it, no one wants to live that way, but people do, I imagine. Why does it matter so much if a prospective tenant makes 3x the rent That8217s a bit excessive. Here8217s a good example: right now I am interested in an 1100/month apartment including all utilities. I make just over 2500/month. That leaves me with 1400 per month after the rent is paid. I have a car payment, car insurance, gas, food, and a couple of small monthly payments. Even after that8217s all said and done, I never blow through 1400/month. So, why wouldn8217t I be qualified income wise for said apartment All you need to care about is tht first 1100 of my monthly income for rent. Obviously I can pay the rent Why so stringent requirements just to rent a damned apartment Most people don8217t make 3x the rent. not all property managers and landlords have this requirement, but most do. Income requirements, credit checks, etc. is it all really necessary I8217m not sure, but I think I just fell in love with this website. - D I wish I knew about this with my first apartment. Still helps now though, because I8217m still poor (albeit, less poor than a few years ago. lol) Hello i have an 8 month old and i make about 2,000 a month what should i be looking at for ranges in rent I was thinking 750 no utilities included. Would i be able to affors this Hi Susan, 750 will be tight, especially with the extra necessary expenses the baby adds to your budget. The basic formula for max. affordable rent is 35 of take-home pay. In your case that would be 700 and you need to estimate another 120-150 for typical utilities. With the baby you cannot skimp on utilities, either, the apartment must have heat and light. If you can find a place where only utilities you have to pay are electric and internet (no cable TV), then you could afford that higher rent. Good luck from the MFA Team hi i8217m doing a moving out thing with school and i just needed some help with what i might need or are the payments for the week Im planning on renting an apartment with a friend for 620 a month without ultilities (Electricity, heat, etc.). We both make roughly 800 per month after taxes. Is it possible to live off this Also being considerate about power consumption and such8230 Thanks It seems too tight for your incomes. Take a look at our recent utility cost survey. If your electric and internet/cable will run at least 60 each and if heat is not included in rent, your utilities will easily exceed 200 a month. This would mean more than half of your take-home pays goes to housing, leaving your less than 100 a week for commuting, food and all your other expenses. Continue saving and try to find ways to boost your incomes. Good luck from the MFA Team Hello, I am a recent graduate who just moved to Chicago. I just got approved for an apartment that is 1195, gas and electric not included. I have to factor in internet and renter8217s insurance as well. I will be making about 3000 a month after taxes. This will be the first time I will be living on my own and I have never had to pay any sort of bills. Your article was super informative I am just wondering if this was doable Hi Hoang, You should be fine, just make sure you build an emergency fund as soon as you can. Check out this list of typical monthly expenses when you live on your own. www. myfirstapartment/2017/02/first-apartment-budgeting-basics-your-monthly-expense-checklist/ Good luck from the MFA Team Hi I am a student in Tallahassee, FL and I am planning on getting an apartment next year as a junior in college. With 3 colleges, Tallahassee is a college town so there are plenty of apartments made for student housing with single person leases. I would be paying for the apartment with my school scholarship that allows 2500 for housing a semester which totals 5000 an entire year. I could also potentially be bringing in an extra 300 a month during school months with an on campus job so I wanted to know what my bottom line monthly budget should be including rent, utilities, and cable/internet. Hi Tyana, Can you find something that rents in the 300 a month range. That would leave you enough room to pay for electric, est. 50, internet, est. 20-30, and possibly another 40 for water and garbage collection, because you are in Florida. Skip cable TV, you cannot afford it. Use the campus job as an emergency fund, not to pay for a rental you would not otherwise afford. Good luck from the MFA Team Reply Katherine Ramicone August 18th, 2017Hello I make about 2500-3000 a month and my best friend makes 2000-2500 a month (after tax). We8217re looking at an apartment listed at 1000/mo. Heat is included. We pay electric, and the landlord pays other utilities. We each pay about 30 commute to the city for work. Would we be able to afford this, or should we be looking at a lower rent cost Hi Katherine, With your combined monthly income of 4,500 you could easily afford a 1,000 rental. It costs you less than a quarter of your income, so you8217ll be in good shape to cover all your other expenses, too. Check out this post to estimate your electricity costs. Good luck from the MFA Team I make about 2500 a month after tax. I live in the NJ/NY area and am looking to move out within a year. I have to pay up to 600 in student loans a month, as well as 200/month for commuting into the city where I work. What sort of rent price range should I be looking for, and is it even possible to find Thanks. Hi Reina, NYC landlords are tough. They want you to have an annual salary of 40 times your rent. If you make 2500 after tax your salary is probably about 3000 a month or 36,000 a year, which would qualify you for an apartment that rents for 900. Alternatively, you8217d need to find someone to guarantee your rent. That person needs to have an annual income of 80 times the rent. In your case you also have the high student loans in the equation. If you8217d find a 900 apartment, plus pay about 100 in utilities. you would have 900 after your loan and about 700 after commuting. It seems like that should be enough, especially with all the free activities and entertainment available in NYC. You8217ll most likely end up with a roommate share somewhere in Brooklyn or Queens, but the commute will be still better than from NJ. Good luck from the MFA Team. I am looking into an apartment for 525 a month. I bring in 800-900 a month and my roommate brings in roughly 1500. Could we manage this What would our estimated costs including utilities be split evenly Hi Timothy, You two can certainly afford the 525 rent and another 100 in utilities. or more if you have to pay for water and garbage collections in addition to electric and internet. If you split the rent and utilities evenly, let8217s say about 325 each/month, you8217ll still have about 500 left for all your other expenses. Your roommate will have about 1,200 left, so there will be a big disparity in what each of you could afford for entertainment and other discretionary expenses. Budgetwise, you are both OK, as long as you8217ll feel comfortable to say no when your roomie wants to do something you cannot afford. Good luck from the MFA Team Hello, me and my roommate are looking at an apartment for 775 a month, without any utilities included. I make about 1200 a month as does my roommate. With 2400 a month after taxes, would we be able to afford it We also will be spending about 150 each on gas. How much extra money do you think we would have to save each month Would this be doable Thank you for your time. Hi Kevin, First, check out this posts about actual utility costs. You should plan to pay an amount equal to about 18 of your rent or 140 for your utilities, even more if you live in the South or Southwest. Overall, it looks like you should be able to handle your rent, utilities and gas, with close to 150 left per week for each of you for savings and other expenses. You should be able to save at least 50 a month, as long as you avoid high-maintenance girlfriends Good luck from the MFA Team Hi, me and my roommate are looking for an apartment at about 800 dollars a month. All utilities are included. I make 750 a month and my roommate makes 800 a month. We also both pay about 160 a month on gas money. He seems confident we would be able to make it by and save a bit, but im not so sure, what do you think Hi Joey, Your roommate is too optimistic. When you have to pay more than half of your income for rent, you are in a risky territory and any unexpected little mishap, like car trouble, will throw your budget off. Why don8217t you look for a place in the 600 a month range and learn to handle your rent and all your other expenses you8217ll have living on your own without going so far out on a limb. Good luck from the MFA Team Hi I live in wisconsin and me and a friend are looking to move to colorado springs, colorado sometime in the next few months. The apartment costs 800 a month and the electric and heating are both not included. Would we be able to afford all costs including food, etc. We both make about 600 dollars a month and have to pay about 200 a month for gas. Would we be able to afford this Hi Sean, If the two of you make 1,200 a month, combined, and pay 200 a month for gas, there is no way you can pay 800 in rent plus utilities. You would have no money left over for such pretty important expenses as food You need to be looking for a very inexpensive roommate share. Good luck from the MFA Team Hello, I live in Georgia. I make about 1,000 a month. I was looking into getting my first apartment that is 410 a month. I have no car payments except for gas which is 240 a month, 120 from each paycheck. I am transferring with my job to another location that is closer to the apartment. So gas would probably go down to just 150 a month. My phone bill is 63 a month. I have two other bills that adds up to 80 a month. I am also getting a raise next year which would make my income go up to about 1200 a month. Would I be able to make this move Hi Olivia, If you take your income of 1,000 and deduct rent 410, utilities about 80, gas 150, phone 63, other bills 80, you have only 217/mo. left for all your other expenses. It seem too little for comfort. Why don8217t you continue saving, wait until you get your raise and then run your numbers again. Then your rent starts to look manageable. Good luck from the MFA Team Hi me and my boyfriend and 3 kids (my1) his 2 on weekends I bring home a boy 6-800 every two weeks and 400.00 in child support he brings around 480 (aftercs) and between 25amp139 from a second job the apt we are looking at is 575 utility can we do it Hi Tangi, Assuming your BF8217s income of 480 is per month and your child support of 400 is per month, you make about 2,100 in a low month (600240048025) and about 2,600 in a high month. The formula for max. rent of 35 of take-home pay shows your low month rent max. at 736, so you should be Ok paying 575 and still having enough left over for utilities (assume about 20 of rent or about 120/month) and all your other costs. During your high income months your should have some extra money to put towards savings for an emergency fund. Also check out this average utility cost survey we just posted on the site. It will help you to estimate utility costs based on where you live. Good luck from the MFA Team Reply Meg (meggyhertz) August 10th, 2017Hi I think this is a great post. I live in Miami, making 2500/mo. No car payment, but insurance is 90 and so is phone bill (total 180). I don8217t have to worry much about heat. I8217m looking at spending 900/mo on rent. Assuming I spend 250/mo on food and 80/mo on gas. Should I be alright I8217m expecting some help from by bf with food and the electric or cable/internet bill, but I don8217t want to rely on it per se. What are your thoughts Hi Meg. You are lucky with the heating costs, but you8217ll get hot with big A/C bills unless you have central air included in your rent. 900 rent is just a little more than we8217d recommend for someone making 2,500/mo after-tax. (If your 2,500 is before tax, then you are definitely too high.) Overall, though, it looks like you are in a reasonable ballpark, even if you have to cover your utilities of 150 or more month. To double check, look at your last couple of months of income and expenses and see if you would have been able to cover your rent and utilities in addition to all your other necessary cash outlays. That8217s your answer Good luck from the MFA Team I make, roughly 1000 a month. My best friend makes around 500 a month while going to school. I want to buy a car and the payments will be about 250 a month plus 100 in insurance and gas money. The apartment were looking at is 540 a month. Will we be able to afford it Kadrian, Just looking at the formula of paying no more than 35 of your take-home pay in rent is not going to work in your case. While 35 of 1,500 monthly pay is 525, close to the 540 your are looking to spend, your other expenses will be so high that there is not enough money left over for such basics as food and clothing. Deduct from your 1,500 rent 540, utilities est. 100, car expenses 350 and you8217ll have 510 left each month for 2 people. That8217s 17/day or 8.50/per roommate. Can you cover ALL your other expenses on that We8217d say, no way. Looks like it8217s either a car or the apartment. And even without the car expenses, it will be tight. Let us know what you decide. Good luck MFA Editors Alright so, I am 19 working two part time jobs and going to school full time. I get paid bi-weekly at both jobs on the same day, if that makes sense. and all together my checks combined come to like 750 on a good two weeks. I pay my own phone bill which is about 50, my car insurance which is 120 a month. and I also do payments for school but they8217ll take anything I can give. I found an apartment for 530 a month, will I be able to make it every month Hi Ruby, It8217s going to be tight, but you can probably make it. If you deduct your fixed expenses (including est. 100 for utilities) from 1,500, you8217ll end with 700 to cover all your other expenses. That should be enough for one person. We are just a little concerned when you say your make 750 on good two weeks. How bad are the bad two weeks Your landlord will not care that you had a run of bad paychecks. Before you sign the lease, figure out how much money you8217ll have after your fixed expenses in a bad month. Only you will know if that is enough. You do have that little cushion of the two extra paychecks each year that can help in a pinch. Good luck from the MFA Team I currently bring home 3300 a month. The apartment I8217m interested in is 1015 and I must pay all utilities. I have a car note of 400 and 150 insurance. Will I be able to afford this by myself Hi Jaralyn, If we use the basic 35 of take-home pay formula for max. rent, your number is 1,155. While you do have high car expenses, your total pay is enough to cover your 1,015 rent, utilities (est. at 200) and those car payments, with about 1,500 left over for all your other expenses and savings. Good luck with your new apartment from the MFA Team Okay so I bring in about 2,500-2,700monthly and want this apartment that is 910 a month(not including utilities) and have a car note/insurance of 500. Is this doable Hi, I have a question. I am renting this place for 1175 a month I only have to pay electricity and gas. It is me and my partner living alone. Every two weeks I get paid 800 and my partner gets paid 800 every two weeks as well. I have 100 to pay for car insurance and 100 for phone bill. Will we be able to make it for a year Just concerned that we wont be able to afford it Hi Nancy, Assuming your numbers are after tax, if you do the math from Calculation 2 in this post you maximum rent target is 1,120, but it sounds like you have very little other fixed expenses, so you should be OK at 1,175. You also have a cushion with the two 3-paychecks months you have during the year. If your numbers are before tax use the Calculation 1. It will show that your target rent is 960 and 1,175 is over 200 too high for your combined incomes. Good luck with your apartment from the MFA Team HI I8217m looking to get an apartment with my boyfriend. He usually makes 1100 a month and I make around 800-900 a month. I don8217t have a car payment. We8217d just be paying for my cars gas, utilities, and rent. What would be our price range for an apartment be This recent post shows two ways to estimate how much rent you can afford on your salary. You should use Calculation 2, if you are on hourly pay, calculation 1 if you have an annual fixed salary. If you average 1,900 net take-home pay combined in low months, then your max. rent is 665. You can estimate the amount yourself, by following Alen8217s example in calculation 2. Since you don8217t seem to have other heavy expenses, 650-700 should be safe rent range and you8217ll still have money left over for all other typical apartment and living expenses. Good luck from the MFA Team Okay so I make about 400-500 dollars bi-weekly. My soon to be roommate makes 400 bi weekly. We are looking at apartments for about 600-675 a month. I have to take out 100 dollars almost every check for car insurance and I will need gas money. Do you think we can afford to get an apartment in this price range Hi Matt, The basic max. rent formula 35 or your monthly take home, has max. rent at 560 (1,600 0.35). Let8217s say your rent is 600, 700 with normal utilities, so you each have to shell out about 350 a month for housing. That8217s almost one paycheck each month. That leaves you a little more than one paycheck for all other expenses, car insurance, gas, food, clothing, entertainment, etc. It looks to us like it could get really tight. You need to look at your typical expenses and see if about 100 a week is enough to cover it all. Maybe, if your 500 paychecks are frequent, you could squeeze by, but your roomie might have trouble paying his share. Try to look for something a little cheaper, or continue saving until you have at least 3 months of rent in savings before you take the plunge. Good luck from the MFA Team Reply James Bosley July 20th, 2017Hi I8217m currently looking for an affordable apartment. I make about 2500-3000 a month. Been looking at an apartment for about 700 a month but I also have to pay for utilites. I also pay about 500 a month for both my car and insurance. Will I be able to afford this Hi James, Use your low months as the basis for calculating the max. rent target. If 2,500 is the after tax number, then your max rent is at 35 is 875. If it is before tax number, then your annual salary is 30,000 divided by 40, gives your max. rent of 750. Either way, you should be OK at 700 a month, even with your car payments. Try to budget to live on 2,500 a month and bank the extra money during the 3,000 pay months for emergency fund and savings. Good luck from the MFA Team Hi i8217m curtently living with my parents but want to move out. I make 800 per week and looking to just get out of my parents wing. I have found a 2 bedroom apartment for 230 per week i have no idea about utility bills, my car is paid off, no ph bill and no intension to have cable, internet, t. v etc as i am a workaholic. Do you think i would be able to handle that Hi Faikoeli, 230 weekly rent is only 29 of your weekly (after-tax) pay of 800, well below the max. target of 35, so you should be OK with that apartment. If your pay is gross before tax, you8217ll be well withing the guidelines even then. 800 52 weeks 41,600 divided by 40 1,040 max rent/ month. Good luck from the MFA Team. Reply Katie July 16th, 2017I make about 500.00 every other wed. my husband brings in about the same or a little more. our rent will be 701 plus we have to pay our power and water. This is after taxes are taken out. How much does it cost to turn the utilities if we have 0 credit Will we be able to afford this Hi Katie, Your 701 monthly rent is just at the top of the recommended maximum, but you should be OK because you will have two months during the year when you actually get a third paycheck. You can bank those into emergency reserve. As far as turning on utilities when you don8217t have a credit rating, call the electric company and find out what they recommend. You may have to be prepared to make a larger than normal deposit. Good luck with your apartment from the MFA Team Reply iambrittknee July 16th, 2017Hello. I8217ve been at my job for about 3 months. I make between 2,500-3,000 a month. i would like to purchase ab 800.00 month studio apartment. This is how i set up my budget Rent 800.00 Electricity 50.00 Heat/air 70.00 Internet/cable 70.00 Water 40.00 3 months Renters insurance 15.00 I live in the md/dc area. Is this a good budget I calculated it costing about 1,020 monthly Hi iambrittknee, Budget looks good and 800 rent should be affordable on your pay, leaving even some room for savings in your higher pay months. Your heat/air will fluctuate with weather, so your may see a little higher bills in the middle of winter and for hottest summer months, but you have room in your budget to cover that. Good luck from the MFA Team My brother and I are looking to move into a house for 950-1100 rent. I make 2500 and he makes 2400. I have a high car payment and am a single mother to 1 no child support. He has a child support payment of 500 a month. I am not sure how much his car payments are. Do u think that we would be able to afford this Hi Ana, Looking at two basic formulas for maximum target rent: 1.) annual pre-tax salary divided by 40 or 2.) 35 of your monthly after-tax pay, rent in the 950-1,100 looks very affordable. However, only you two know what all your other expenses are. You need to put your math skills to work and do a little budgeting. Take a piece of paper and pencil, or open a spreadsheet program on your computer and add up 1,100 rent est. 200 utilities your health insurance payments car payments credit card payments child support student loan payments any other fixed monthly payments you have to make. Next, deduct that total from your monthly take-home pay. The balance remaining has to be enough to cover all your other monthly expenses, such as, food, clothing, childcare, commuting, entertainment and leave something left over for emergencies. Hope the numbers work out and you and your brother are on your way to getting your own apartment Good luck from the MFA Team. My best friend and I are looking to rent a home for about 1100 8211 1200 between the two of us to rent. I make approx. 2400 a month and she is at 2000 a month. Does this seem doable for us to split. I have a car paym of 380/mo and hers is 410/mo, insurance for me 125/mo. Not sure about hers. I also have twins 1 year olds. Their dad and I split costs for them. Hi Tiana, Assuming the monthly incomes were after-tax, you should be OK in your 1,100-1,200 range. Just remember to factor into your budget utilities of about 200 a month. The basic formula that budgets maximum of 35 of your monthly take-home for rent, would let you go as high as 1,540 (2,4002,0004,400 0.35). However, that would be too much for you two to carry because you have high car payments and other large expenses, including childcare. Good luck with your apartment from the MFA Team I8217m looking to rent an apartment for 600-700 I make 680 every two weeks plus another 446 a month. Do you think I can afford this rent with utilities or look for a cheaper apartment. Hi Paula, Assuming the numbers you gave are post-tax, your monthly take-home is 1,806 0.35 632, so the formula works for a 600/month rent, with typical utilities, but don8217t stretch it to 700. Good luck from the MFA Editors. Reply Kiley bond July 6th, 2017Hello, my fiance and I are trying to rent a 2 bed 2 bath apartment at just under 600 a month. He will bring in approximately 1,800 a month before his comission checks. It would be us two and our two very small children. We8217re in Michigan so A/C is not used for the majority of the year. We plan on Internet and Netflix, but no cable. The utilities we are responsible for are water, heat, trash, electric and gas. Do you think 600 a month is unreasonable Hi Kiley, According to the basic formula 1,8000.35 630, that apartment looks doable. While A/C is not a big expense for you, heating bills could get high in the winter. You should find out from the future landlord how much he thinks your water, heat, etc. will run a month. You do have a safety in that the commission checks will help cover high utility bills in a pinch, so it looks like you should be able to handle the 600 a month rent and still keep the babies in diapers Good luck from MFA Editors Hi Three of my friends and I, all college students, are about to rent a two bedroom apartment that costs 1000 a month. We are new to the United States and so we do not know anything about paying for utilities and even how it works. Could you please view the details of the listing on this link www. realtor/realestateandhomes-detail/10-S-3rd-St-Apt-AOxfordPA19363M33976-83983row2 please help me. I don8217t know how much I should be estimating for utilities every month. Thanks8230 Thanks a lot. Hi Connie, As a rough rule of thumb you should expect that your utilities (internet, cable, electric) run about 15-20 of your monthly rent. Looks like water 038 sewage and heat are included in rent in this case. Your phone, cable TV and Internet bundle should run around 100 a month. Your biggest wild card is electricity for cooling during hot months, but you are looking in Pennsylvania so it8217s only the summer. So, budget for 200 a month, and be happily surprised when the winter months come below. Good luck from MFA Editors. My fiance and I are looking to rent an apartment that is exactly 750 monthly. My income after taxes is 498.00 twice a month and he has two jobs and they both pay him roughly between 300-500 every two weeks after taxes also. Will we be able to afford 750 Hi Michelle, I8217m assuming your BF makes 300-500 in each job, not combined. With that assumption, even on the low end of your BF8217s paychecks your maximum target rent is 761. (4983003001,098 every 2 weeks 2,176 each 2 paycheck month, times 0.35 761) Plus you each have a cushion of two extra paychecks a year not in the formula. However, if you BF8217s numbers were total for both jobs, then your max. target is only 551 and 750 is far too much. Good luck from MFA Editors So I am looking at a an apartment that is 1,202 monthly and it will be getting split up with 3 other roommates. I make 320 a week and my girlfriend makes 220 a week, and the two other people make 360 and 380. What will we be looking at when you factor in all of the utilities. These numbers are post taxes. Hi Mike, Your groups maximum rent target is 1,792 (add up all weekly pays, times 4 weeks 5,120 0.35) so even if your combined utilities run as high as 15 of your rent or 268, your total housing would be still under 1500 a month and well below your max. rent only target. (Plus each of you has a cushion of 4 extra paycheck a year that were not even in the formula.) Also check out this post about how to split rent and this one about roommate agreements. Good luck from MFA Editors After reading your post I feel like this will be cramped as in financially. If I make 175 a week, and my boyfriend makes 400 a week is it possible to rent a place for 600 plus electricity. Hi Zia, We are assuming the numbers you show are your net pays after taxes. 175400575 total a week, times 4 weeks 2,300/month, times 0.35 805 maximum target rent. 600 is well withing your means. (Note: this formula leaves you a cushion for emergency fund, because four times a year you8217ll have a 5-paycheck month. Just check your calendar.) If the numbers are pre-tax, then 575 times 52 weeks 29,900/year divided by 40 747 maximum rent. So either way 600/month rent is affordable. Good luck with your first apartment from MFA Editors Thank you so much I get 226 dollars every two weeks and my boyfriend gets 300-500 every two weeks. We are trying to get an apartment for 400-700 dollars do you think it8217s possible for me to get Hi Mia, A 400 apartment is doable, but do not go much over it, otherwise you8217ll be in trouble in your lower-income months. See Calculation 2 in this post . Good Luck MFA Editors I am looking to rent an apartment for 890 a month, utilities are not included. I make about 720 net every week. I pay about about 500 for car payments and insurance and about 200 a month on student loans. Do you think this is feasible Hi Iola, You make 2880 net in a typical month, so using the Calculation 2 from this post your maximum rent is 1,008, and 890 looks doable. However, you have some high car and loan expenses, so make sure you have enough left over for utilities (est. 15-20 of rent) and all your other expenses. Good luck MFA Editors I am looking at a one bedroom apartment thats cost from 450 to 510. It is an all electric apartment. I make 656 every two weeks but work overtime so sometimes it will go up. Do you think its doable Check out this post and use Calculation 2, if you are talking about take-home (after-tax) pay. Using the formula, you maximum rent is 459, so 450 should be doable, but watch out for those heating an cooling electric bills. If 656 is pretax pay, then look more in the 400-425 rent range. Happy apartment hunting from the MFA Team Reply Brittany June 18th, 2017Husbad and I found a place for 1175. He makes about 1800 a month before tax and I make 1092 a month before tax. Is this doable Check out this recent post that gives two simple ways to estimate what is the maximum you should pay for rent on your salaries. Use the calculation 1, since you are looking at pre-tax incomes. Formula is 1,8001,0922,892/month 12 34,704/year divided by 40 868 target rent. Maybe you could stretch it a bit to 900 if you don8217t have big credit card or other bills, but 1,175 looks too high on your incomes. Good luck with your apartment hunt from the MFA Team Hello I make 22.50 and hour the apartment I want is 1500 and the utilities are NOT included. Do you think I can make it. I also have a 1 year old. No car note or cell phone bill Hi Sue, Check out this recent post that gives two simple ways to estimate what is the maximum you should pay for rent on your pay. Use the calculation 1, since you are looking at pre-tax income. If you work a 40-hour week, the formula is, 22.50 40 hours900/week 52 weeks 46,800/year divided by 40 1,170 target rent. Maybe you could stretch it a bit to 1,200, but 1,500 looks too high on your income. Even though you do not have cell or auto loan expenses, you need to factor in the expenses of raising a 1 year old. Good luck with your apartment hunt from the MFA Team Hi my boyfriend and I are currently looking at an apartment that costs 950 a month. Heat, hot water, and electricity is not included. I make about 1200 every two weeks (sometimes more depending on how much I work) and my boyfriend makes about 400-500 dollars every week. I pay 60 dollars for car insurance and about 130 for my cell phone bill. He also pays about the same. Do you think it is possible for us to afford this place Hi Hannah, We just published a post on that exact topic. Use the Calculation 2 to figure out your average monthly after-tax take-home income and multiply by 0.35. It looks like 950 is clearly doable for you two. Assume about 200 for utilities, until you get a closer estimate from your potential landlord. Good luck from the MFA Team I have found a apartment for 800 a month with hot water and water included I make 1139 net pay every two weeks. Do you think this doable. Thanks in advance Hi Alen, We actually did a post on this topic and used your situation as an example. Congratulations, the 800 apartment is doable for you. so whats the normal heat and hot water costs Heat and hot water are usually included in your rent. However, if your apartment has electrical heating (or heating/AC units) units and your electricity is sub-metered, so that your exact usage can be calculated, you may have to pay for heat. It would be unusual to have to pay for hot water, unless you have your own separate electrical water heater unit. If you do have separate units and sub-metered electric, the cost depends very much where you live and the size of your apartment. A one bedroom apartment in temperate zone could be under 100/mo. or it could be 200/mo. in winter in Northern states. Always ask the landlord for an estimate. Hi, my bf and I are thinking about moving into our own place. We found a loft we really like to rent but we are trying to figure out if we are able to make that step. The monthly rent is 1700 w/out utilities. Combined we bring in 3800 before tax. Also we will be splitting rent and utilities. I8217ve saved up about 2700 so far. My car is payed off and my parents pay my phone and car insurance. My bf makes his car payments so that will be an extra expense. Will a place like this be affordable to us I appreciate if you can help is out. Hey Jude, Sorry, but we are making you sad. That 1,700 apartment is too expensive for you and your bf. For all the details and calculations see this post where we used your situation as an example. Your don8217t want to overextend so much that you have no money left for fun or to cover any unexpected expenses. Good luck for finding a great affordable apartment what about water This is what our blogger Audra, who lives in Georgia, said to another reader: 8220In my experience, water has been fairly inexpensive, averaging anywhere from 20-30 a month. However, in some parts of the south, especially in the city, a sewer fee is tacked on to your water bill that can be pretty hefty. If thats the case, expect to pay around 50 max for water.8221 Hope that helps. Hello my name Is john and I work anywhere from 40-60 hours at a factory I make roughly around 300-500 a week 300 when I work 40 and 500 for 60 I live in somerset ky and the 2 bedroom apartment I8217m looking at this 450 a month I have 5k in savings and my wife makes 1200 a month. Now my question is can I afford something better or should I go with this place and save for when I have to move to south Carolina I am in college which is played for in full and I keep 4k each semester for grants that go to my bank account. My wife8217s aunt is a boss of a huge tech corp in south Carolina and I need a bachelor8217s degree I will have my AA in December so I will he living here for three years. What8217s the best choice for me also I8217m only 20 so not sure on what8217s the best decision. Gracias por la respuesta. Also just thought about this. I own two cars no monthly payment bought them with my last 4 semesters of college. 6 month premium on car insurance is 758 and water will be on me also but the water company is next door to where I8217m looking and they said averagely its 15-30 a month and electric averagely its 30-120 depends on how hot or cold it is. If that helps at all. Hi John, First of all, congratulations. You are in a great financial shape for a 20-year old college student. It also looks like you could comfortably afford more than 450 in rent and since you will be living in the apartment for 3 years, it makes sense to get a place where you8217ll be happy, as long as you don8217t overextend your finances. Even the conservative calculation shows that you and your wife could qualify for a 750/mo. rental (see below.) We would not recommend that, though. However, would another 100-150 month in rent get you a much better commute and/or much nicer place than 450 Even if you decide to finish your college in two years, and cut back work hours, with your grants and your wife8217s income, you could still manage and be able to save for the move to So. Carolina. And then start earning a higher salary sooner with your Bachelor8217s degree. Good luck from the MFA Team Let us know how things work out. Setup : John makes 300-500/wk 15,600-26,000 a year Wife makes 1200/mo. 14,400 a year Total annual income 30,000-40,400 Max. rent target (annual income /40) 750-1,010 Car Insurance 758 for 6 months 126/mo. Savings 5,000 Grants 4,00028,000 a year Conservative Monthly Budget at 40-Hour Month: Income 8211 John 1,300 Income 8211 Wife 1,200 Total 2,500 Less:Payroll 038 Inc. Taxes(Est.20) -500 Take-Home Pay 2,000 Housing Utilities: Rent -750 Electric 8211 high 8211 120 Water 8211 high -30 Internet/TV -75 Total Housing Utilities -975 Cash available for other expenses 1,025 hi my name is Nicholas I have a job but its work part time is now the best time to move out or should I wait. and for socal whats a good amount to have saved up. thank you Hi, I plan to move out and have about 10k saved up and make 54k a year. After tax, i take about 2800 home per month. How much should I monthly rent be including utilities in Southern California I received a job offer down south and kind of nervous about renting my first apartment. Hi Robert, Sounds like you are in a great position to move into your first apartment. If we use the annual salary, i. e. 54,000 divided by 40 formula for maximum, your rent could go as high as 1,350, add another 15-20 for utilities and your housing cost will take close to 60 of your take-home pay. This is too much, so start with your take-home of 2,800 and try to spend no more than 35 of that in rent, or 980. Add about 150-200 for utilities and you will still have over 1,500 a month left for all other expenses and savings. With your nice amount of savings, you could even go a little bit higher for rent if that8217s where the market is. Assume that your initial cash outlay will be 3 times your rent: 1st month rent, security deposit, moving costs and minimal furniture (at least a bed). Good luck from the MFA Team P. S. Your situation is a perfect example of how no formula works for everyone and why first time renters have to look carefully at their own finances before taking the plunge. I8217m preparing to move into a Loft Apartment in July, and the rent is 860 a month (85010 for pet), and I currently make 2024 roughly a month. I8217m curious as to what we pay for water in the Southeast typically, if it8217s included in the rent or not I need to see if I can afford the place on my own, or if I need financial assistance. Congratulations on the new apartment To answer your question (I8217m a Southeast girl myself), water typically isn8217t included in the rent. But, every apartment is different, so it8217s best to contact you landlord and ask if the water bill is included, and, if not, what it typically costs others tenants. In my experience, water has been fairly inexpensive, averaging anywhere from 20-30 a month. However, in some parts of the south, especially in the city, a sewer fee is tacked on to your water bill that can be pretty hefty. If that8217s the case, expect to pay around 50 max for water. Hope this helps Audra amp The My First Apartment Team Hi, I am renting in maine, and many apartments include heat and hot water in the rent. So do I pay for cold water We have never heard of a case where hot water is included and not cold water. In the Northeast, water and heat (unless your apartment has electric baseboard heating system) are typically included in the rent. Good luck with your apartment from the MFA Team Hi My name Alex, I get the utility bill and the higher cost was sewer 75 is that ok The water. Cost me 35 so why sewer cost 75 Hi Alex, More than twice your water bill for sewer does not sound right. Check with you utility and have them explain how they calculate the sewer charges. Also, ask your neighbors what they pay. Maybe there is new sewer construction and you are getting an assessment. In general, if you get an unusual jump in any utility bill always ask the utility to explain why. You maybe victim of utility theft, and someone nearby has tapped into your line. This can happen, particularly with with electric lines. Let us know what you find out, so your fellow MFA readers know what to watch out for. Good luck from the MFA Team I8217m trying to get an apartment in the Sacramento California area. My fianc and I both work two jobs getting roughly 600 dollars each bi-weekly. We are trying to move into an apartment that is 908 per month. Would we be able to easily afford it A long with food, and utilities (We would pay for ALL utilities. Water, gas, electric, trash, etc..) we would still like to try and save up for a car while there as well8230 Hi Kellsey, If we understand you correctly, you take home after taxes is about 2,400 a month, 26002 pay periods (and extra 1,200 in two months, when you get 3 paychecks.) You need to budget based on your 2,400 months, so your rent of 908 will take about 38 of your monthly take-home. It is a bit higher than our target of 35 or 840 in your case, but should be doable if you do not have many other fixed expenses. Take a look at this post for typical expenses you may incur. Keep in mind these are per person, so you should double them. You also need to save well over 2,000 before you are ready to move. (Rule-of-thumb: have savings equal to times your rent before moving.) Good luck from the MFA Team Hey wusssuuuuuuuup my name I sky I live on Washington state I plan on getting an appartment that8217s 870 a month I don8217t have a job yet and was wonder ing what type of job would be best for me to pay this it has wifi sewer garbage water included I8217d have to pay for electricity and heat I have 4,800 saved but if you could tell me what job would be best form to pay or if u think I should look into another appartment Hi Sky, First, the good news. With 4,800 saved you are in great shape when the time comes to get your first apartment. Nice work saving Now, the bad news. You are not ready to get any apartment because you don8217t have a job. With the typical landlord8217s guideline of requiring you to earn an annual salary of 40 times your monthly rent, can you get a job making 34,800 a year If you were (un)lucky enough to find someone who would rent to you without a job, they would probably want you to prepay several months of rent, so there goes your 4,800. Why don8217t you go and find a job first and then figure out how much you can afford to pay for rent. If you make a fixed annual salary, divide the number by 40. That8217s your target monthly rent. If you work on hourly basis and your hours are not fixed, average couple of months worth of after-tax paychecks, and only spend about a third of the monthly average on rent. Good luck from the MFA Team Hi, my name is Alisha and I just had a question that I was wondering if you could answer My apartment agreement states that the landlord pays for heat, water, sewer, and trash. It8217s a gas heater, and the apartment has a gas stove. So does the landlord pay for the gas stove or do I I was thinking that since the landlord pays for the heat (which is gas) that they might pay for the stove (which is also gas). What do you think Hi Alisha, Cooking gas is usually included in rent. In fact, we have never heard of a landlord charging separately for gas for the stove. Hey my name is Rose and I stay in Florida I work two jobs one I bring about 600 bi weekly other job I make 224 weekly my insurance is 250 monthly my boyfriend pays my car i pay my phone 50 monthly can I afford a 500 or less rent Hi Rose, It looks like you make (take-home) about 2,096 a month (60022244) (plus two extra paychecks a year that you can save, since you get paid bi-weekly.) 500 a month rent is only 24 of your take home, well below the the 35 target. Even with the 300 of monthly expenses for insurance and phone, you8217ll still have 1296 left to cover all your other expenses and put a nice amount into savings. Good luck in your first apartment from the MFA Blogger Team My name is Vic, I8217m looking into renting a studio apt which is 514 a month. I take home about 750 every two weeks and have a monthly student loan payment of 130. I plan on not getting cable and my car is paid off. I currently have about 3,500 in savings. Can I afford to move out on my own Hi Vic, Based on your numbers you are ready to move out on your own. Your rent should not be more than a third of your monthly take home and you are at 34 (514/1,500) for 10 months out of the year. The other two months have a bonus third paycheck that almost total your annual student loan payments. (When you get paid every 2 weeks, there are 26 paychecks a year, not 24. Check your calendar) Plus the fact that you have 3,500 in savings that you can use for first month8217s rent and one month8217s security deposit and still have 2,000 left, gives you an extra financial cushion. Go for it and good luck in your first apartment from the MFA Blogger Team Hi, I8217m looking for apartments now and I8217m not sure exactly what ballpark I should be looking at for price. I currently bring home 1500 a month. What should I be looking for in terms of a monthly rent thanks No more then 1,200 for you. Hi Lena, Your rent should not be more than 1/3 of your monthly take-home, so aim to spend max. 500. But before you sign a lease, add up all your other fixed expenses to make sure that you have enough money left over for basic living expenses (food, clothing, etc.) 500 rent budget will probably mean a roommate share to start with, unless you live in a very low cost area. Good luck from The My First Apartment Team Hi, My name is Chris and I live in southwest Missouri. I8217m recently been trying to do some research on how much I should expect to pay for utilities so I have a better guess as to where I would land on how much rent I would be able to pay. I will be living on my own and it8217s going to my first time. I8217ve seen that a lot of the place I can rent would be about 700 or less which I8217m pretty sure I could afford but as everyone knows this kind of thing can raise anxiety. I plan on getting internet but not cable. if you can help me out a little it would be appreciated. Gracias. Also, if I estimated right I should be making about 1,900 a month. At current though, I will be only paying 50 a month for my phone but depending on how far I would have to travel for work depends on how much I would have to pay for gas for my truck which only gets about 10-15 mpg. Hi Chris, It is not clear if your 1,900 a month is pre-tax or after tax. If it is pre-tax, then you should be looking to spend no more than 600/mo. in rent. (The target rent is your annual salary divided by 40 or 1,90012/40570.) Even if it is your take-home amount, try to keep your rent under 700. Regarding utilities, the big money items are what size apartment and how you8217ll get your heat. Does it come from a radiator and is included in your rent or do you have an individual unit for heat and a/c. If the latter is the case, it could run you as much as 200 a month in the coldest and hottest months. You need to ask your future landlord how much heat and a/c runs typically in that size unit. Other than heat, your electric should be in the 50-60/mo on a studio or 1BR unit, plus 50 for internet. Other possible add-ons are water, if it is separately metered and trash collection. Again, your landlord could estimate typical usage. Net/net, you should budget about 150-200 for utilities and add 100 to the amount if you have to pay for heat separately. Let us know how it goes and good luck Thank you. I was wanting to confirm what I thought. The info wad very helpful. This site will definitely be a big resource for me on taking a good amount of anxiety out of the picture. Hello(: my name is sammy. My best friend and I are getting ready to head off to college. We live in Montana. And of course coming out of high school it8217s all kinda frightening to us. I8217ve been doing a lot of research trying to figure out how much our heat, electricity, and water bill. We are looking at an apartment that is around 700 w/out utilities. I8217m just hoping that it would be afforadable for the two of us in the end. Please help. We really need all the help we can get (: Hi Sammy, The best way to find out how much the utilities might be is to ask the previous tenant. If that8217s not possible ask the landlord. If the apartment is recommended by the college, their housing office should be able to help. Living in Montana, I8217d guess the heating bill is the biggie. Electric (other than for heat) is typically not be much more than 50-60/month for a small apartment plus another 50 for internet. As far as water and heating, you need to get an estimate locally. Good luck Hi so I8217m about to graduate college and I got a job offer to start at 47,000 a year. What do you suggest on how much I should spend in rent and you said before utilities should cost around 250 but I also have my car payment which is around 218. I also pay insurance which is 145. And of corse student loans as well. I was just wondering what you think I would need to budget exactly and what would be a good rent payment for my salary. Congratulations on your job offer. Here are a couple of links that will help you figure out how much rent you could afford comfortable. The basic rule is your monthly rent should not be more than your annual salary /40, or in your case 47,000/401,175. Your utilities will depend on what size place you get and what part of the country you live, but use 50-100 for electric and 100 for cell phone/internet bundle as a rough estimate. You may also have to pay for water in some areas. Check out this MFA post for some estimates of various expenses. Also check this ADP calculator for a rough estimate of what your take-home may be. Remember to add health insurance premiums to expenses. Good luck (With 47K salary you can get a nice first apartment, unless you are heading to SF or NYC where you8217ll be talking a roommate share.) Hi, I8217m looking for a place in NYC. I8217ve never paid utilities before and I just want to know on average how much it would cost for electricity per month. I8217m the only person who will be occupying the apartment. I work during the day and would be using AC during hot months. Would my electricity bill be really out of hand every month More than 100 Hi Kaydee, We asked two New York apartment dwellers what they actually pay for electricity. One lives in a LES studio and pays about 60/mo, the other splits an UWS 2br brownstone apartment and pays about 40/mo. So, estimate that yours will be in the 50-60 range, up to double that for hottest summer months. Hi, I8217m looking on renting my first apartment, one bedroom. I make roughly 525 every week and have 1,000 in my savings. Rent is 825 a month. Would I be able to afford it Hi Michael, If you get the apartment you8217ll be spending close to 40 of your monthly take-home on rent. A safer rent on your income would be in the 700/mo range or about a a third of your take-home. It8217s great that you have some savings, but those will be gone when you pay your security deposit and moving costs. How about money for the first month8217s rent That8217s also payable before you move in. You8217ll need to have close to 2,000 available to cover all your upfront expenses. It8217s hard to answer if you can afford 825 rent without knowing what other expenses you have. Student loans Car payments Commuting Credit card bills If you don8217t have any other major expenses, you could probably do it. Check by adding up all your fixed monthly bills plus the rent plus utilities and see what8217s left for your all other living costs (food, clothing, entertainment). Only you can judge if that8217s enough. Good luck P. S. In high-rent markets, such as NYC and SF, young people sometimes have no choice but pay up to 50 of their income for rent, knowing that it severely limits their lifestyle. I make 325 every week, Rent is 725 (bills not included). I don8217t watch cable I only use Internet as entertainment and truck paid off could I make it need a second opinion. I am looking into moving into a house completely on my own where I do not have to pay any sort of rent but I will have to pay for utilities. The house is a 2 bedroom 1 bathroom and not very big. My only expense is gas for my car. I do not pay insurance or my phone bill, it all gets payed. My problem is that I am attending college which is all payed for by financial aid for now, but I only get paid 250 every 2 weeks. From what I found I should be okay but just wanted a second opinion. Hi Cody, If you only need to pay for electric and internet (maybe 100/mo combined) you should be OK. If you also have to pay for heating and you are in the Polar Vortex country, that could be another 100/month. However, you have the second bedroom you could rent out if things get tight, so it looks like you8217ll be OK in either case. Good luck Im just a nervous wreck when it comes to renting an apartment with a room mate but im going for it anyway My question is, if me and my room make make about 2700 a month combined and rent is 760 a month but we have to pay water and electricity do you think we would be in a comfortable spot The basic recommendation for maximum rent you should pay is your annual salary divided by 40. You and your roomie make 32,400/year between the two of you. 32,400 / 40 810, so your rent of 760 should be very doable, even with having to pay for utilities. However, you should consider all your other expenses also. Do you have student loan payments Car payments Big credit card bills You need to look at your total financial picture, not just rent. Good luck Moving out to Fresno with two roommates, first time renting a house so I would appreciate some advice. We were planning on renting a house for around 1250. Which means around 450 each. I was wondering if anyone could help me out on an estimate to see how much all other utilities and things around the house would average out to. That way I can estimate how much we would all be paying a month and how much spending money we8217d have left. Help would be much appreciated. Thanks Hi Fernando, Because you8217ll be renting a house there could be more expenses you and your roomies have to cover than in renting an apartment. Are there outside plantings, for example, you8217ll need to maintain The best place to get a good estimate of all the utilities and other costs you need to pay is the previous tenant or the owner of the house. You8217ll need to plan at least for seasonal heating/cooling, electricity, internet, water, garbage collection. Meanwhile, assume at least 100 a month per roommate, until you get a better estimate from someone in similar situation. Buena suerte. PD. You had a typo in the rent amount that we fixed. (Changed 12500 to 1250.) What about water Hi Crystal, Having to pay for water separately depends on the region where you rent. For example, in New York City water is included in your rent. If you are looking on the West Coast or in the South you may get a separate water bill. Your best bet is to ask the previous tenant or the landlord. Good Luck So theres a place I8217m looking at and I8217m just talking it up with a friend and said we should look into it. He8217s having a kid and I8217m about to get a job that pays about 600-700 every two weeks. The place costs 785 and 3 different people will be tending to the bill so around 261.66 per person in a perfect world. The apartment is 1000 sq. ft. 2 bed 2 bath and plenty of living room space and room for his kid, his lady, and himself. It seems like a decent deal and I would think we can do it. Not only that would it be a good idea to even move in with them if a baby was involved, I8217m not bothered by that fact at all, but just in general I don8217t have many other things I HAVE to pay for but I think it would be good for all of us. Hi Kahlil, It sounds like a good deal for you, moneywise. Just realize that little babies are noisy, so consider how close your bedroom will be to theirs. When it8217s you baby waking you up at 3am, you can handle it, when it8217s someone else8217s it could become a source of conflict. On the bright side, it will give you a lot of insight into what it is to be a parent Good luck to all you you How does one get a firm grip on getting started on all this This is a fairly broad question. My advice is to take it piece by piece. First, determine which utilities you8217ll be expected to pay for and how much each one costs. Add up the total cost. Divide by the number of people living in the place and, voila, you have a rough estimate. If you8217re asking how to get started moving out, use the same technique, but with more steps. Figure out how much you can afford to pay for living expenses each month. Then figure out what neighborhoods you can afford and so on8230 Piece by piece you8217ll get there. Hope this helps Hello I live in an efficiency (I like to call it a matchbox) and my gas bill at minimum is around 25-27 a month. This is when I don8217t use the stove AT ALL. There is a base charge of 12 but if I don8217t use the range at all, shouldn8217t it be less than 15 If I turn on the stove even once, during the whole month, I end up paying anywhere from 40-90 dollars. I8217m calling the gas company today because I got an extremely high bill in the mail recently and it8217s pissing me off. I have used my stove once for about 5 minutes (that8217s a stretch) and the oven once for about 10 minutes between April 2012 and now (I either use my crockpot or an electric burner that I have). The range is the only gas thing I have since the property manager pays for heat and water. I know I can8217t be crazy right I sounds like there is possibly a leak or malfunction, especially if gas doesn8217t include your heat, as you indicate. It should not be that expensive you8217re right to call the company and have them take a look. Reply Jessica April 1st, 2017Question I8217ve never received any bill regrading what I had to pay the Frits time I paid I call to verify the amount it was 670 all together so that8217s what I8217ve been payin been there 6 months I just went to pay my bill online and it went up 300 and I8217m not understanding Help It sounds like this is a problem that needs to be resolved directly with your utility company. I would recommend calling them and staying on the line until you get all your questions answered. I8217d like to comment on what you said about Dallas residents not needing heat. On the contrary, while air conditioning is a must here, so is heat, although granted, the length of time is not great. In January and February (and sometimes December) the daytime temps can routinely be just above freezing when a storm passes through. And who can forget the freak ice storm last year during the super bowl (821711) Under 20 degrees for 4 days straight with ice on the ground. Heat, as well as air conditioning is a must. Also, in your addressing of heat above, you did not include electric furnaces as a heat source. Electricity does not just power A/C. Thanks for the thoughtful comment 8212 we always love to hear what readers have to say on the ground. And we agree, Dallas residents need heat (according to weather the average low in January is 37 degrees) 8212 our larger point is it8217s a relatively small portion of your overall annual utilities, whereas in a place like Wisconsin, it could be the largest single expense. As for electric heaters, they are generally quite a bit more expensive (70 or so) than gas-run heaters 8212 unless you8217re using space heaters, which are still more expensive, but can be used in targeted areas, making them a possible (if inconvenient) economic solution. I8217m going to be moving into a 1BR apartment with electricity for everything8211(heating and stoves on top of normal electricity usage and AC), and you mentioned that electric heaters are 70 more expensive than gas heaters, but never gave a specific price for heating in the article (because it8217s usually covered by the landlord), and I was wondering what you might estimate for the costs/amount of electricity used total. I will try to be as sparing with electricity as I can, as I will not have a television (but will have a desktop). The apartment is in New Jersey, so I hope to use AC only for a couple months (July/August), but I expect to use the heat more for winter months. Hi Jonathan, because so many things (insulation, windows, your comfort zone, etc.) can impact the amount electricity your apartment will use, your best bet is to ask the previous tenant, if possible, or your future neighbors. If that is not possible, contact the local electric utility8217s customer service and ask for their advice. Just as a very rough estimate, you are probably looking at 150-200 electric bill in the coldest and hottest months. Good luck in your new apartment Great article What about water A place I8217m considering does not include water in their rent even though most others do. Hi Liz. This is a great question 8212 it8217s rare an American renter is asked to pay for water, and, also, the rate can vary significantly by city. You could be charged anywhere from 25 a month to in excess of 100 a month, depending where you live and your usage. I would ask what the previous renters have been charged 8230 and I would also go to your city8217s Department of Water website, which should publish the rates. If you8217re still not getting a solid answer, call up the Department of Water and speak with someone 8212 they will be in a position to give you an accurate estimate. Finally, I would be skeptical if a landlord is attempting to pass that cost along to you 8212 it is usually built into the price of rent. So be sure to ask your potential landlord why he or she is charging for water 8212 and make sure that you get a good answer. Reply megan September 1st, 2012When I first moved into my new apartment I set a budget I wanted to spend for my electricity bill and with the increase in prices due to oil I8217m paying close to 350 a month just on that. With your budget you have to be flexible as there could be a rise in costs. Hi Megan Thanks for your comment we thought we8217d respond directly. While you8217re right that utility prices can fluctuate, 350 for electricity raises a red flag. In talking to several of my colleagues, we agree that your bill is so high that there is likely an error. I would recommend calling your management company and your oil and electricity suppliers, and asking them about it. Have them double check that the meters are reading properly, that their computer system isn8217t counting you twice, etc 8230 unless you have a mansion to heat and cool, your bill simply should not be that high. And, also, let this be a lesson to our readers: if something seems seriously off with your bill, have it checked out. Don8217t just assume that the bill is correct 8212 it might not be. Checklists
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